229 Cornwall Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 229 Cornwall Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,405 sqft · built 2010
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Sep 2023)
Tax Bill	$10,224 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023232-0960`

Property Details

APN / Parcel Number

Primary APN	`023232-0960`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,405 sqft Living Area
Gross Area	3,834 sqft
1st Floor Area	2,045 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	322 sqft
Patio Area	711 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	229 CORNWALL DR
City	PONTE VEDRA
State	FL
Zip	32081-0127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	61/70-76 AUSTIN PARK AT NOCATEE PHASE 2 LOT 96 OR5833/514
Legal Range	28E
Legal Township	05S
Legal Section	01
Legal Subdivision	AUSTIN PARK AT NOCATEE PHASE TWO
Legal Phase	2
Legal Block	1
Legal Lot Number	96
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1001
Census Tract	20605

Owner

229 Cornwall Dr is owned and occupied by two individuals who bought it in September 2023.

Source: St. Johns County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	229 CORNWALL DR, PONTE VEDRA, FL 32081-0127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	May 3, 2019 · Amount on File
Deed Document Number	202377024
Deed Book / Page	5833 / 514
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 29, 2023
Property Address	229 CORNWALL DR, PONTE VEDRA, FL 32081-0127
Document Number	0058330514
Book / Page	5833 / 514
Map Reference	MB 61 PG 70-76
Instrument Date	Sep 25, 2023
Instrument	2023077024
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	PONTE VEDRA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2040 CHAUCER LN, PONTE VEDRA, FL 32081-7075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 CORNWALL DR, PONTE VEDRA, FL 32081-0127

Mortgage

Document Number	0005833516
Date	Sep 29, 2023
Instrument	5833/516

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 229 Cornwall Dr was $10,224 with a homeowner's exemption, up 9.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,408 (+2.7%)	$641,695 (-0.2%) Land $145,000 Building $496,695
2025	$10,224.00 (+9.83%) Homeowner's exemption	$620,650	$642,993 Land $135,000 Building $507,993
2024	$9,309.00 (+35.44%)
2023	$6,873.00 (+1.93%) Homeowner's exemption	$404,358 (+3%)	$632,977 (+12.81%) Land $135,000 Building $497,977
2022	$6,743.00 Homeowner's exemption	$392,581	$561,087 Land $123,200 Building $437,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Cornwall Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	4 (2020–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Cornwall Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20