St. Johns County property record for 199 Cornwall Dr, Ponte Vedra Beach, FL 32081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,788 sqft · built 2012 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $419,000 (Sep 2020) |
| Tax Bill | $5,831 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 023232-0940 |
| Primary APN | 023232-0940 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,788 sqft Living Area |
| Gross Area | 3,524 sqft |
| 1st Floor Area | 2,788 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 338 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 199 CORNWALL DR |
|---|---|
| City | PONTE VEDRA |
| State | FL |
| Zip | 32081-0125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 61/70-76 AUSTIN PARK AT NOCATEE PHASE 2 LOT 94 OR5034/876 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | AUSTIN PARK AT NOCATEE PHASE TWO |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 94 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20605 |
Source: St. Johns County records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 199 CORNWALL DR, PONTE VEDRA, FL 32081-0125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Oct 19, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage COCO COLA FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on Record |
| Deed Sale | Sep 3, 2020 · Amount on Record |
| Prior Sale | Jun 6, 2014 · Amount on Record |
| Deed Document Number | 202075055 |
| Deed Book / Page | 5034 / 876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 29, 2026 |
| Property Address | 199 CORNWALL DR, PONTE VEDRA, FL 32081-0125 |
| Document Number | 0000055220 |
| Book / Page | 6391 / 829 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202655220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 199 CORNWALL DR, PONTE VEDRA, FL 32081-0125 |
| Document Number | 0000055220, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 6391/829 |
| Instrument | 202655220 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 199 CORNWALL DR, PONTE VEDRA, FL 32081-0125 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 199 CORNWALL DR, PONTE VEDRA, FL 32081-0125 |
| Document Number | 0056510249 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 5651/249 |
| Instrument | 2022097463 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 472 Months |
| Due | Feb 14, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 3, 2020 |
| Property Address | 199 CORNWALL DR, PONTE VEDRA, FL 32081-0125 |
| Document Number | 0050340876 |
| Book / Page | 5034 / 876 |
| Map Reference | MB 61 PG 70-76 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020075055 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,933.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 169 SPANISH MARSH DR, 169, SAINT AUGUSTINE, FL 32095-7403 |
| Name | Verified Name |
|---|---|
| Address | 199 CORNWALL DR, PONTE VEDRA, FL 32081-0125 |
| Document Number | 5034878 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 5034/878 |
| Name | COCO COLA FEDERAL CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $403,165 (+2.7%) | $624,931 (+4.72%) Land $145,000 Building $479,931 | |
| 2025 | $5,831.00 (+11.94%) Homeowner's exemption | $392,566 (+2.9%) | $596,757 (-2.62%) Land $135,000 Building $461,757 |
| 2024 | $5,209.00 (+1.72%) Homeowner's exemption | $381,502 (+3%) | $612,805 (+1.73%) Land $135,000 Building $477,805 |
| 2023 | $5,121.00 (+2.42%) Homeowner's exemption | $370,390 (+3%) | $602,395 (+11.99%) Land $135,000 Building $467,395 |
| 2022 | $5,000.00 Homeowner's exemption | $359,602 | $537,909 Land $123,200 Building $414,709 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 4 (2020–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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