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2289 Surf Rd, Unit C8, Panacea, FL 32346 Property Records

Wakulla County property record for 2289 Surf Rd, Unit C8, Panacea, FL 32346

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,920 sqft · built 1992
Lot Size0.024 acres (1,037 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Mar 2018)
Tax Bill$4,082 (2025)
Deeds & MortgagesMar 2018 Sale
Nov 2017 Line of Credit
Flood ZoneZone VE (high risk)
APN02-6S-02W-033-03660-C08

Property Details

APN / Parcel Number

Primary APN02-6S-02W-033-03660-C08

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Units19 Units
Stories2 Stories
Building Area1,920 sqft Living Area
Gross Area4,440 sqft
1st Floor Area960 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCondo/Apartment
Exterior MaterialConcrete Block
Construction TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area1,037 sqft (0.024 acres)
View / LotCondo
Garage TypeAttached
Garage Area720 sqft
PorchFinished/Open Porch
Porch Area1,560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2289 SURF RD, C8
CityPANACEA
StateFL
Zip32346-2659
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBAYSIDE VILLAS OF PANACEA BUILDING C UNIT 8 OR 87 P 988 OR 90 P 605-610 OR 106 P 586 OR 110 P 524 OR 177 P 661 OR 247 P 471 OR 272 P 490 OR 273 P 450 OR 273 P 452 OR 978 P 668 OR 1067 P 177
Legal Range02W
Legal Township06S
Legal Section02
Legal SubdivisionBAYSIDE VILLAS
Legal Unit8
JurisdictionWAKULLA FL
Township / Civil DivisionWEST WAKULLA
Census Block Group2
Census Block2058
Census Tract10102

Owner

Source: Wakulla County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address900 CLYDE GRIFFIN RD, THOMASVILLE, GA 31757-1130
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2018Warranty Deed, Transfer
WAKULLA TITLE COMPANY INC
Nov 13, 2017Deed of Trust, Mortgage · Line of Credit
AMERIS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2018 · Amount on Record
Deed SaleMar 23, 2018 · Amount on Record
Prior SaleAug 25, 2015 · Amount on Record
Deed Document Number2018357577
Deed Book / Page1067 / 177
Record UpdatedSep 20, 2026

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKULLA FL
Recording DateMar 23, 2018
Property Address2289 SURF RD UNIT C08, C08, PANACEA, FL 32346-2659
Document Number0000357577
Book / Page001067 / 000177
Instrument DateMar 22, 2018
Instrument357577
Transaction TypeTransfer
Record UpdatedApr 4, 2018
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$1,785.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address900 CLYDE GRIFFIN RD THOMASVILLE GA 317571130, THOMASVILLE, GA 31757-1130

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKULLA FL
Property Address2289 SURF RD UNIT C08, C08, PANACEA, FL 32346-2659
Document Number0000354342
Book / Page001055 / 000050
Instrument DateNov 13, 2017
Transaction TypeMortgage
Record UpdatedDec 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2289 SURF RD #C8 PANACEA FL 323462659, C8, PANACEA, FL 32346-2659

Mortgage

Document Number0000354342
DateNov 28, 2017
Book Page001055/000050
Instrument354342
Lender
NameAMERIS BK
TypeBank
AddressCRAWFORDVILLE, FL 32327
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 27, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWakulla County
Unified School DistrictWakulla County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,082.00 (+19.11%)$319,505 (+33.49%) Building $319,505$319,505 (+33.49%) Building $319,505
2024$3,427.00 (+0.65%)$239,340 (-1.5%) Building $239,340$239,340 (-1.5%) Building $239,340
2023$3,405.00 (+11.24%)$242,974 (+15.07%) Building $242,974$242,974 (+15.07%) Building $242,974
2022$3,061.00$211,160 Building $211,160$211,160 Building $211,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 73 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies101 units insured
incl. 28 condo units
Nearby Flood Claims15 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANACEA AREA WATER SYSTEM
serves 3,020 people · EPA ID FL1650514
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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