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2289 Surf Rd, Unit C5, Panacea, FL 32346 Property Records

Wakulla County property record for 2289 Surf Rd, Unit C5, Panacea, FL 32346

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,440 sqft · built 1992
Lot Size0.023 acres (1,037 sqft)
Owner2 Individual Names on Record
Last Sale$129,000 (Jul 2017)
Tax Bill$711 (2025)
Deeds & MortgagesJul 2017 Sale
Flood ZoneZone VE (high risk)
APN02-6S-02W-033-03660-C05

Property Details

APN / Parcel Number

Primary APN02-6S-02W-033-03660-C05

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,440 sqft Heated Area
Gross Area2,664 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area1,037 sqft (0.023 acres)
Garage TypeFinished
Garage Area720 sqft
PorchPorch
Porch Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2289 SURF RD UNIT C5, C5
CityPANACEA
StateFL
Zip32346-2659
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBAYSIDE VILLAS OF PANACEA BUILDING C UNIT 5 OR 90 P 605-610 OR 96 P 952 OR 170 P 803 OR 278 P 834 OR 423 P 41 OR 969 P 311 OR
Legal Range02W
Legal Township06S
Legal Section02
Legal SubdivisionBAYSIDE VILLAS/PANACEA
Legal Lot Number2
Legal Unit5
JurisdictionWAKULLA FL
Township / Civil DivisionWEST WAKULLA
Census Block Group2
Census Block2058
Census Tract10102

Owner

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2289 SURF RD UNIT C5, C5, PANACEA, FL 32346-2659
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2017 · Amount on Record
Deed SaleJul 10, 2017 · Amount on Record
Prior SaleMay 6, 2015 · Amount on Record
Deed Document Number350488
Deed Book / Page1040 / 0195
Record UpdatedJun 8, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAKULLA FL
Recording DateJul 10, 2017
Property Address2289 SURF RD UNIT C5, C5, PANACEA, FL 32346-2659
Document Number0000350488
Book / Page001040 / 000195
Instrument DateJul 5, 2017
Instrument350488
Transaction TypeTransfer
Record UpdatedJul 19, 2017
Title CompanyWAKULLA TITLE COMPANY INC

Transaction

AmountAmount Recorded
Tax$903.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2289 SURF RD #C5 PANACEA FL 323462659, C5, PANACEA, FL 32346-2659

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWakulla County
Unified School DistrictWakulla County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$711.00 (+4.25%) Homeowner's exemption$71,071 (+2.9%)$225,412 (+33.54%) Building $225,412
2024$682.00 (+1.34%) Homeowner's exemption$69,068 (+3%)$168,797 (-1.52%) Building $168,797
2023$673.00 (+16.03%) Homeowner's exemption$67,056 (+3%)$171,410 (+15.95%) Building $171,410
2022$580.00 Homeowner's exemption$65,103$147,835 Building $147,835

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 73 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies101 units insured
incl. 28 condo units
Nearby Flood Claims15 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANACEA AREA WATER SYSTEM
serves 3,020 people · EPA ID FL1650514
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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