Davis County property record for 2287 N 2275 E, Layton, UT 84040 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,426 sqft · built 1984 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $526,900 (Jul 2017) |
| Tax Bill | $2,844 (2025) |
| Deeds & Mortgages | Oct 2021 Reverse Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-112-0656 |
| Primary APN | 09-112-0656 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| Basement Area | 1,112 sqft |
| Unfinished Basement | 1,112 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2287 N 2275 E |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-8004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL OF LOT 656, OAK FOREST NO. 12 PLAT C. CONT. 0.23 ACRES |
| Legal Subdivision | OAK FOREST NO 12 |
| Legal Lot Number | 656 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 125804 |
Source: Davis County records · APN 09-112-0656
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2287 N 2275 E, LAYTON, UT 84040-8004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Mar 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE |
| Mar 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 12, 2017 | Intrafamily Transfer, Transfer · Commercial Mortgage PLAZA HOME MORTGAGE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2017 · Amount on Record |
| Deed Sale | Jul 12, 2017 · Amount on Record |
| Deed Document Number | 20173032021 |
| Deed Book / Page | 6805 / 141 |
| Prior Transfer Date | Jul 07, 2017 |
| Prior Transfer Doc | 0003032021 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2287 N 2275 E, LAYTON, UT 84040-8004 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | TITLE SENSE INC, TITLE ONE INC |
| Name | Verified Name |
|---|---|
| Address | 2287 N 2275 E, LAYTON, UT 84040-8004 |
| Document Number | 07873/1289 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 7873/1289 |
| Instrument | 3430310 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 946 Months |
| Due | Aug 17, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.36% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 7.36% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2287 N 2275 E, LAYTON, UT 84040-8004 |
| Document Number | 0003236148 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | TITLE ONE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2287 N 2275 E LAYTON UT 840408004, LAYTON, UT 84040-8004 |
| Document Number | 0003236148 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 007475/002001 |
| Instrument | 3236148 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | TULSA, OK 74133 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Mar 22, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.44% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2287 N 2275 E, LAYTON, UT 84040-8004 |
| Document Number | 0003236149 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2287 N 2275 E LAYTON UT 840408004, LAYTON, UT 84040-8004 |
| Document Number | 0003236149 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 007475/002017 |
| Instrument | 3236149 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Mar 22, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.44% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jul 12, 2017 |
| Property Address | 2287 N 2275 E, LAYTON, UT 84040-8004 |
| Document Number | 6805/141 |
| Book / Page | 6805 / 141 |
| Instrument Date | Jul 07, 2017 |
| Instrument | 3032021 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1371 W 650 S, SYRACUSE, UT 84075-8115 |
| Document Number | 3032022 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 3032022 |
| Name | PLAZA HOME MORTGAGE BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0003032023 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 6805/156 |
| Instrument | 3032023 |
| Name | PLAZA HOME MORTGAGE BANK |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Davis County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,844.00 (+5.33%) | $279,400 (-40.3%) Land $123,792 Building $155,608 | $508,000 (+8.55%) Land $225,076 Building $282,924 |
| 2024 | $2,700.00 (+1.89%) | ||
| 2023 | $2,650.00 (-4.54%) | $468,000 Land $199,490 Building $268,510 | $468,000 Land $199,490 Building $268,510 |
| 2022 | $2,776.00 |
Source: FEMA National Flood Hazard Layer, Davis County (49011C), updated May 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490111258043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 2 (2009–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2022, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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