Davis County property record for 2098 N 2275 E, Layton, UT 84040
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,664 sqft · built 1984 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,190 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-105-0004 |
| Primary APN | 09-105-0004 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 1,660 sqft |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.319 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2098 N 2275 E |
|---|---|
| City | LAYTON |
| State | UT |
| Zip | 84040-8073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | ALL OF LOT 4, RACHEL'S PLACE. CONT. 0.32 ACRES |
| Legal Subdivision | RACHELS PLACE |
| Legal Lot Number | 4 |
| Jurisdiction | DAVIS UT |
| Township / Civil Division | NORTH DAVIS |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 125804 |
Source: Davis County records · APN 09-105-0004
Assessment roll updated January 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2098 N 2275 E, LAYTON, UT 84040-8073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU |
| Aug 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BEAM LENDING LLC |
| Jun 09, 2017 | Warranty Deed, Transfer HOMEWARD RESID'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2017 |
| Deed Sale | Jun 09, 2017 |
| Prior Sale | May 27, 2003 |
| Deed Document Number | 3025452 |
| Deed Book / Page | 6783 / 355 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2098 N 2275 E, LAYTON, UT 84040-8073 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 7746/2938 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 7746/2938 |
| Instrument | 3375686 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIS UT |
| Property Address | 2098 N 2275 E, LAYTON, UT 84040-8073 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PINNACLE TITLE INS AGENC |
| Name | Verified Name |
|---|
| Document Number | 0003279367 |
|---|---|
| Date | Aug 07, 2020 |
| Book Page | 7570/766 |
| Instrument | 3279367 |
| Name | BEAM LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LAYTON, UT 84040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAVIS UT |
| Recording Date | Jun 09, 2017 |
| Property Address | 2098 N 2275 E, LAYTON, UT 84040-8073 |
| Document Number | 0003025452 |
| Book / Page | 006783 / 000355 |
| Instrument Date | Jun 06, 2017 |
| Instrument | 3025452 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | INWEST TITLE, INWEST TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3098 N 2275 E LAYTON UT 84040, LAYTON, UT 84040 |
| Document Number | 3025453 |
|---|---|
| Date | Jun 09, 2017 |
| Book Page | 006783/000356 |
| Instrument | 3025453 |
| Name | HOMEWARD RESID'L |
|---|---|
| Address | ADDISON, TX 75001 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 08, 2047 |
Source: Davis County records · Assessment roll updated January 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Davis County |
| Municipality | Layton City |
| Unified School District | Davis School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,190.00 (+5.38%) | $308,550 (-42.43%) Land $153,977 Building $154,573 | $561,000 (+4.66%) Land $279,958 Building $281,042 |
| 2024 | $3,027.00 (-1.18%) | ||
| 2023 | $3,063.00 (-3.68%) | $536,000 Land $226,293 Building $309,707 | $536,000 Land $226,293 Building $309,707 |
| 2022 | $3,180.00 |
Source: FEMA National Flood Hazard Layer as of May 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2009–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2022 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of Utah |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Utah Telecommunication Open Infrastructure Agency Fiber | 10,000 / 10,000 |
| Senawave Fiber | 2,500 / 2,500 |
| Xfinity Cable | 2,000 / 250 |
| Beehive Telephone Companies Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Boston Omaha, Lumen Technologies.
Based on FCC filings for 413 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAYTON CITY WATER SYSTEM serves 82,000 people |
|---|---|
| Water Source | Purchased surface water from WEBER BASIN WCD - CENTRAL |
| Last State Inspection | Sep 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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