22866 Gretta St, Lake Forest, CA 92630 Property Records

Orange County property record for 22866 Gretta St, Lake Forest, CA 92630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,224 sqft · built 1973
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Tax Bill$3,496 (2025)
Deeds & MortgagesMar 2017 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN617-381-46

Property Details

APN / Parcel Number

Primary APN617-381-46

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,224 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area5,000 sqft (0.115 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address22866 GRETTA ST
CityEL TORO
StateCA
Zip92630-2931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 8095 BLK LOT 5
Legal SubdivisionTRACT NO 8095
Legal Tract8095
Legal Lot Number5
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group1
Census Block1000
Census Tract52410

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address22866 GRETTA ST, LAKE FOREST, CA 92630-2931
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
SCHOOLSFIRST FCU
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
RESIDENTIAL WHOLESALE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 3, 1994
Transfer Doc0000351538
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address22866 GRETTA ST, LAKE FOREST, CA 92630-2931
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104559
DateMar 15, 2017
Instrument2017000104559
Lender
NameSCHOOLSFIRST FCU
TypeCredit Union
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address22866 GRETTA ST, LAKE FOREST, CA 92630-2931
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22866 GRETTA ST, LAKE FOREST, CA 92630-2931

Mortgage

Document Number0000632704
DateNov 4, 2020
Instrument2020000632704
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92130
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLake Forest City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$339,095 (+2%) Land $229,166 Building $109,929
2025$3,496.00 (+4.3%)$332,447 (+4.04%) Land $224,673 Building $107,774
2023$3,352.00 (+1.79%)$319,539 Land $215,949 Building $103,590
2022$3,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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