22860 Waters Dr, Crestline, CA 92325 Property Records

San Bernardino County property record for 22860 Waters Dr, Crestline, CA 92325

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 819 sqft · built 1926
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Sep 2022)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0343-151-29-0000`

Property Details

APN / Parcel Number

Primary APN	`0343-151-29-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	819 sqft Living Area
1st Floor Area	819 sqft
Family Room	Family Room

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1932
Architectural Style	Chalet/Alpine
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Terrain	Below Road/Slope
View / Lot	Average
Porch	Patio/Porch
Porch Area	314 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22860 WATERS DR
City	CRESTLINE
State	CA
Zip	92325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CFRS14M
Legal Description	VALLEY OF ENCHANTMENT PARK ANNEX NO 1 LOTS 44 AND 45 BLK A
Legal Subdivision	VALLEY OF ENCHANTMENT ANNEX #1
Legal Block	A
Legal Lot Number	44,45
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	1
Census Block	1025
Census Tract	10806

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22860 WATERS DR, CRESTLINE, CA 92325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 12, 2018	Grant Deed, Transfer PRIMARY PARTNERS
Jan 8, 2018	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on Record
Deed Sale	Sep 1, 2022 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	2022299465
Prior Transfer Date	Jun 4, 2018
Prior Transfer Doc	0000212740
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 1, 2022
Property Address	22860 WATERS DR, CRESTLINE, CA 92325
Document Number	0000299465
Map Reference	MB 24 PG 30&31
Instrument Date	Aug 29, 2022
Instrument	2022-0299465
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22860 WATERS DR, CRESTLINE, CA 92325

Mortgage

Document Number	0000299466
Date	Sep 1, 2022
Instrument	2022-0299466

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	22860 WATERS DR, CRESTLINE, CA 92325
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199018
Date	Jun 18, 2019
Instrument	2019-0199018

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 12, 2018
Property Address	22860 WATERS DR, CRESTLINE, CA 92325
Document Number	0000212740
Instrument Date	Jun 4, 2018
Instrument	212740
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6521 CRESTLINE CA 923256521, CRESTLINE, CA 92325-6521

Mortgage

Document Number	212741
Date	Jun 12, 2018
Instrument	212741

Lender

Name	PRIMARY PARTNERS
Type	Bank
Address	NEWPORT BEACH, CA 92660

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

January 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 8, 2018
Property Address	22860 WATERS DR, CRESTLINE, CA 92325
Document Number	0000006080
Map Reference	MB 24 PG 30&31
Instrument Date	Dec 28, 2017
Instrument	2018-0006080
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	AMERICAN COAST TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6349 MOUNT PLEASANT RD, MOUNT OLIVET, KY 41064-8618

Mortgage

Document Number	0000006081
Date	Jan 8, 2018
Instrument	2018-0006081

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$204,200 (%) Land $30,600 Building $173,600
2025	$2,762.00 (-5.15%) Homeowner's exemption	$204,204 (-7.18%) Land $30,631 Building $173,573
2023	$2,912.00 (+18%) Homeowner's exemption	$220,000 Land $33,000 Building $187,000
2022	$1,040.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY OF ENCHANTMENT MWC private · serves 2,471 people · EPA ID CA3610051
Water Source	Purchased surface water from CLAWA
Last State Inspection	Dec 2025
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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