2286 Hammonds Fork Rd, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 2286 Hammonds Fork Rd, Mount Vernon, KY 40456

Property Summary

Property Type	Single Family Home
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$174,900 (Dec 2021)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`079-00-006.09`

Property Details

APN / Parcel Number

Primary APN	`079-00-006.09`
Alternative APNs	`1563401` `1401`

Exterior

Lot Area	52,272 sqft (1.2 acres)

Location & Zoning

Account Number	1401
Street Address	2286 HAMMONDS FORK RD
City	MOUNT VERNON
State	KY
Zip	40456-7718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.2 ACRES & HOUSE
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	CONWAY
Census Block Group	1
Census Block	1007
Census Tract	950100

Owner

Source: Rockcastle County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2286 HAMMONDS FORK RD, MOUNT VERNON, KY 40456-7718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 2, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Apr 26, 2016 · Amount on Record
Deed Document Number	369136
Deed Book / Page	D281 / 162
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	2286 HAMMONDS FORK RD, MOUNT VERNON, KY 40456-7718
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000327/23
Date	Mar 29, 2022
Book Page	327/23
Instrument	370060

Lender

Name	TRUIST BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 18, 2047

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Dec 2, 2021
Property Address	2286 HAMMONDS FORK RD, MOUNT VERNON, KY 40456-7718
Document Number	00D281/162
Book / Page	D281 / 162
Instrument Date	Nov 30, 2021
Instrument	369136
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 ALLEN DOUGLAS DR, RICHMOND, KY 40475-8757

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2286 HAMMONDS FORK RD, MOUNT VERNON, KY 40456-7718

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00 (-1.66%)	$174,900 (-)	$174,900 (-)
2023	$1,447.00	$174,900	$174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2021)
Most Recent Claim	Feb 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

No cell data coverage reported

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