2204 Hammonds Fork Rd, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 2204 Hammonds Fork Rd, Mount Vernon, KY 40456

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,192 sqft · built 1945
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Feb 2022)
Tax Bill	$1,553 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079-00-003`

Property Details

APN / Parcel Number

Primary APN	`079-00-003`
Alternative APNs	`1833601` `1057301`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,192 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	1,344 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater

Location & Zoning

Account Number	1057301
Street Address	2204 HAMMONDS FORK RD
City	MOUNT VERNON
State	KY
Zip	40456-7718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT & 3 ACRES
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	CONWAY
Census Block Group	1
Census Block	1007
Census Tract	950100

Owner

Source: Rockcastle County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2204 HAMMONDS FORK RD, MOUNT VERNON, KY 40456-7718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	2022369747
Deed Book / Page	282 / 177
Prior Transfer Date	Mar 18, 2011
Prior Transfer Doc	DEED234/310
Record Updated	Jun 8, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Feb 18, 2022
Property Address	2204 HAMMONDS FORK RD, MOUNT VERNON, KY 40456-7718
Document Number	000282/177
Book / Page	282 / 177
Instrument Date	Feb 14, 2022
Instrument	369747
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	JETT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	292 IRELAND LN, MOUNT VERNON, KY 40456-7731

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2204 HAMMONDS FORK RD, MOUNT VERNON, KY 40456-7718

Mortgage

Document Number	0000369748
Date	Feb 18, 2022
Instrument	369748

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,553.00 (-3.12%) Homeowner's exemption	$240,000 (-)	$240,000 (-)
2023	$1,603.00	$240,000	$240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2021)
Most Recent Claim	Feb 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN ROCKCASTLE WATER ASSOC private · serves 12,623 people · EPA ID KY1020891
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

No cell data coverage reported

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