2285 Wander St, Chula Vista, CA 91915 Property Records

San Diego County property record for 2285 Wander St, Chula Vista, CA 91915

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,620 sqft · built 2006
Lot Size	0.183 acres (7,984 sqft)
Owner	2 Individual Names on File
Last Sale	$671,500 (Apr 2018)
Tax Bill	$13,728 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`643-761-47-00`

Property Details

APN / Parcel Number

Primary APN	`643-761-47-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,620 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	7,984 sqft (0.183 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2285 WANDER ST
City	CHULA VISTA
State	CA
Zip	91915-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC13SF3
Legal Description	LOT 114 TR 015234
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	015234
Legal Block	3
Legal Lot Number	114
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3009
Census Tract	13321

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2285 WANDER ST, CHULA VISTA, CA 91915-2411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Apr 15, 2026	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO COUNTY CREDIT UNION
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 1, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Apr 25, 2018	Grant Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2018 · Amount on File
Deed Sale	Apr 25, 2018 · Amount on File
Prior Sale	Dec 15, 2009 · Amount on File
Deed Document Number	2018163713
Prior Transfer Date	Nov 30, 2009
Prior Transfer Doc	0000690576
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2285 WANDER ST, CHULA VISTA, CA 91915-2411
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2285 WANDER ST, CHULA VISTA, CA 91915-2411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000243482
Date	Mar 29, 2021
Instrument	2021-0243482

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2026
Property Address	2285 WANDER ST, CHULA VISTA, CA 91915-2411
Document Number	0000105244
Instrument Date	Apr 10, 2026
Instrument	2026105244
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2285 WANDER ST, CHULA VISTA, CA 91915-2411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000105245,
Date	Apr 15, 2026
Instrument	2026105245

Lender

Name	SAN DIEGO COUNTY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2285 WANDER ST, CHULA VISTA, CA 91915-2411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000262114
Date	May 22, 2020
Instrument	2020-0262114

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2285 WANDER ST, CHULA VISTA, CA 91915-2411
Document Number	0000334570
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2285 WANDER ST CHULA VISTA CA 919152411, CHULA VISTA, CA 91915-2411

Mortgage

Document Number	0000334570
Date	Aug 9, 2019
Instrument	334570

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2018
Property Address	2285 WANDER ST, CHULA VISTA, CA 91915-2411
Document Number	0000163713
Map Reference	MAP 15234
Instrument Date	Mar 30, 2018
Instrument	2018-0163713
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2285 WANDER ST, CHULA VISTA, CA 91915-2411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000163714
Date	Apr 25, 2018
Instrument	2018-0163714

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$819,484 (+2%) Land $311,730 Building $507,754
2025	$13,728.00 (+2.72%) Homeowner's exemption	$803,417 (+4.04%) Land $305,618 Building $497,799
2024	$13,364.00 (+0.32%)
2023	$13,322.00 (+2.39%) Homeowner's exemption	$772,221 Land $293,751 Building $478,470
2022	$13,011.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon, Wyyerd Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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