2285 Oak River Ct, Troy, MI 48098 Property Records

Oakland County property record for 2285 Oak River Ct, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,461 sqft · built 1980
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$433,800 (Oct 2011)
Tax Bill$7,622 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-18-201-029

Property Details

APN / Parcel Number

Primary APN88-20-18-201-029

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms14 Rooms
Stories1 Story
Building Area3,461 sqft Living Area
1st Floor Area2,070 sqft
Basement Area1,291 sqft
Unfinished Basement2,070 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions157 ft deep x 110 ft wide
Garage Area532 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area89 sqft
Deck Area510 sqft
Patio Area510 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2285 OAK RIVER CT
CityTROY
StateMI
Zip48098-5412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionT2N, R11E, SEC 18 OAK RIVER SUB NO 1 LOT 37
Legal Range11E
Legal Township2N
Legal Section18
Legal SubdivisionOAK RIVER SUB #1
Legal Lot Number37
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2005
Census Tract196600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2285 OAK RIVER CT, TROY, MI 48098-5412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2011 · Amount on Record
Deed SaleOct 28, 2011 · Amount on Record
Prior SaleJan 9, 2009 · Amount on Record
Deed Document Number2011197462
Deed Book / Page43515 / 347
Prior Transfer DateNov 16, 2007
Prior Transfer Doc0000248744
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2285 OAK RIVER CT, TROY, MI 48098-5412
Transaction TypeMortgage
Record UpdatedFeb 9, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2285 OAK RIVER CT, TROY, MI 48098-5412

Mortgage

Document Number0000006068
DateJan 7, 2021
Book Page55468/814
Instrument6068
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term179 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,622.00 (-3.85%)
2023$521,880
2022$7,927.00$260,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Oak River Ct

Nearby Streets

Search Property Records by Address or Parcel Number