Oakland County property record for 2268 Oak River Ct, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,654 sqft · built 1987 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Mar 2023) |
| Tax Bill | $7,961 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Feb 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-18-201-021 |
| Primary APN | 88-20-18-201-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,654 sqft Living Area |
| 1st Floor Area | 1,451 sqft |
| Basement Area | 1,451 sqft |
| Finished Basement | 1,451 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 160 ft deep x 115 ft wide |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
| Porch | Slab |
| Porch Area | 42 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2268 OAK RIVER CT |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-4141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 18 OAK RIVER SUB NO 1 LOT 45 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 18 |
| Legal Subdivision | OAK RIVER SUB #1 |
| Legal Lot Number | 45 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 196600 |
Source: Oakland County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2268 OAK RIVER CT, TROY, MI 48098-4141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK |
| Feb 11, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Mar 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC |
| Jun 8, 2017 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Nov 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on Record |
| Deed Sale | Mar 22, 2023 · Amount on Record |
| Prior Sale | Jun 26, 2003 · Amount on Record |
| Deed Document Number | 202327507 |
| Deed Book / Page | 58491 / 193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2268 OAK RIVER CT, TROY, MI 48098-4141 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2268 OAK RIVER CT, TROY, MI 48098-4141 |
| Document Number | 0000431306 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 58042/653 |
| Instrument | 431306 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2268 OAK RIVER CT, TROY, MI 48098-4141 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2268 OAK RIVER CT, TROY, MI 48098-4141 |
| Investor | Possibly a Property Investor |
| Document Number | 0000015385 |
|---|---|
| Date | Feb 11, 2025 |
| Book Page | 59985/308 |
| Instrument | 15385 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 22, 2023 |
| Property Address | 2268 OAK RIVER CT, TROY, MI 48098-4141 |
| Document Number | 0000027507 |
| Book / Page | 58491 / 193 |
| Map Reference | LB 171 PG 5-8 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 27507 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2268 OAK RIVER CT, TROY, MI 48098-4141 |
| Name | Verified Name |
|---|---|
| Address | 2268 OAK RIVER CT, TROY, MI 48098-4141 |
| Investor | Possibly a Property Investor |
| Document Number | 0058489417 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 58489/417 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 8.5% |
| Max Rate At Change | 10.5% |
| Index | Other |
| Margin | 6 |
| Max Rate | 13.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2268 OAK RIVER CT, TROY, MI 48098-4141 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000111796 |
|---|---|
| Date | Jun 8, 2017 |
| Book Page | 50747/00608 |
| Instrument | 111796 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2268 OAK RIVER CT, TROY, MI 48098-4141 |
| Document Number | 0000202012 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2268 OAK RIVER CT TROY MI 480984141, TROY, MI 48098-4141 |
| Document Number | 0000202012 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 053568/000244 |
| Instrument | 202012 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2049 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,961.00 (+2.39%) | ||
| 2024 | $7,775.00 (+11.58%) | ||
| 2023 | $455,140 | ||
| 2022 | $6,968.00 | $227,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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