2285 Harmon Rd, Ovid, MI 48866 Property Records

Clinton County property record for 2285 Harmon Rd, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,014 sqft · built 2005
Lot Size	10.4 acres (453,895 sqft)
Owner	2 Individual Names on Record
Last Sale	$44,500 (Dec 2004)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-005-400-018-00`

Property Details

APN / Parcel Number

Primary APN	`120-005-400-018-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,014 sqft Living Area
1st Floor Area	2,014 sqft
Basement Area	2,014 sqft
Unfinished Basement	2,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	453,895 sqft (10.4 acres)
Garage Type	Detached
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	Deck Area
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2285 HARMON RD
City	OVID
State	MI
Zip	48866-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM 1297.77 FT W & 971.41 FT S FROM E 1/4 COR OF SEC 5 T7N R1W, TH S 350 FT, W 1297.40 FT, N 350 FT, E 1297.49 FT TO BEG.
Legal Range	01W
Legal Township	07N
Legal Section	05
Legal Subdivision	FT TO BEG DIVISION
Jurisdiction	CLINTON MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1010
Census Tract	11001

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2285 HARMON RD, OVID, MI 48866-9662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2004 · Amount on Record
Deed Sale	Dec 28, 2004 · Amount on Record
Deed Document Number	20045071893
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	2285 HARMON RD, OVID, MI 48866-9662
Transaction Type	Mortgage
Record Updated	Oct 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 5258195
Date	Sep 13, 2017
Instrument	5258195

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Ovid Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,000 (+14.61%) Land $53,700 Building $179,300	$466,000 (+14.61%) Land $107,400 Building $358,600
2025	$1,714.00 Homeowner's exemption	$203,300 (+17.24%) Land $46,300 Building $157,000	$406,600 (+17.24%) Land $92,600 Building $314,000
2023		$173,400	$346,800
2018	$3,245.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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