2165 Harmon Rd, Ovid, MI 48866 Property Records

Clinton County property record for 2165 Harmon Rd, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,152 sqft
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Sep 2023)
Tax Bill	$1,503 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-005-400-025-04`

Property Details

APN / Parcel Number

Primary APN	`120-005-400-025-04`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Finished Basement	864 sqft

Exterior

Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	152 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2165 HARMON RD
City	OVID
State	MI
Zip	48866-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM AT PT ON E 1/8 LINE OF SE 1/4 OF SEC 5, T7N R1W WHICH IS 1297.02 FT E & 653 FT N OF S 1/4 COR TH W 214 FT, N 305 FT, E
Legal Range	01W
Legal Township	07N
Legal Section	05
Jurisdiction	CLINTON MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1010
Census Tract	11001

Owner

2165 Harmon Rd is owned and occupied by an individual who bought it in September 2023.

Source: Clinton County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2165 HARMON RD, OVID, MI 48866-9662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage LAFCU
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Deed Document Number	20235338612
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Sep 18, 2023
Property Address	2165 HARMON RD, OVID, MI 48866-9662
Document Number	0005338612
Instrument Date	Sep 15, 2023
Instrument	5338612
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2165 HARMON RD, OVID, MI 48866-9662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 LEWIS ST, SAINT JOHNS, MI 48879-1056

Mortgage

Document Number	0005338613
Date	Sep 18, 2023
Instrument	5338613

Lender

Name	LAFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	2165 HARMON RD, OVID, MI 48866-9662
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5310516
Date	May 27, 2021
Instrument	5310516

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2165 Harmon Rd was $1,503 with a homeowner's exemption.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Ovid Township
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,100 (+4.26%) Land $21,800 Building $110,300	$264,200 (+4.26%) Land $43,600 Building $220,600
2025	$1,503.00 Homeowner's exemption	$126,700 Land $19,800 Building $106,900	$253,400 Land $39,600 Building $213,800
2023		$103,100 (+15.84%)	$206,200 (+15.84%)
2022		$89,000 Land $14,000 Building $75,000	$178,000 Land $28,000 Building $150,000
2018	$1,855.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2165 Harmon Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2165 Harmon Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Point Broadband Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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