Polk County property record for 2285 Coachman Loop, Lakeland, FL 33812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,939 sqft · built 2020 |
| Lot Size | 0.245 acres (10,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Dec 2019) |
| Tax Bill | $4,200 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Dec 2019 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-09-280033-000110 |
| Primary APN | 24-29-09-280033-000110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,939 sqft Living Area |
| Gross Area | 2,902 sqft |
| 1st Floor Area | 1,939 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,663 sqft (0.245 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 703 sqft |
| Pool Type | Enclosed Pool |
| Porch | Florida Room |
| Street Address | 2285 COACHMAN LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33812-4048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COACHMAN SQUARE PB 164 PGS 29-30 LOT 11 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 09 |
| Legal Subdivision | COACHMAN SQUARE |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11834 |
2285 Coachman Loop is owned and occupied by two individuals who bought it in December 2019.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2285 COACHMAN LOOP, LAKELAND, FL 33812-4048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Dec 16, 2019 | Warranty Deed, Construction Loan · Construction Mortgage MIDFLORIDA CU ISAOA |
| Dec 28, 2018 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on File |
| Deed Sale | Dec 16, 2019 · Amount on File |
| Prior Sale | Jun 1, 2016 · Amount on File |
| Deed Document Number | 2019266327 |
| Deed Book / Page | 11076 / 500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2285 COACHMAN LOOP, LAKELAND, FL 33812-4048 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000163108 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 12761/2097 |
| Instrument | 2023163108 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 5, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 16, 2019 |
| Property Address | 2285 COACHMAN LOOP, LAKELAND, FL 33812-4048 |
| Document Number | 0110760500 |
| Book / Page | 011076 / 000500 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 266327 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $595.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1301 CARLTON CT FORT PIERCE FL 349493054, FORT PIERCE, FL 34949-3054 |
| Document Number | 110760502 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 011076/000502 |
| Instrument | 266328 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2285 COACHMAN LOOP, LAKELAND, FL 33812-4048 |
| Document Number | 0107170737 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5830 SCOTT LAKE HILLS LN LAKELAND FL 338133279, LAKELAND, FL 33813-3279 |
| Document Number | 0107170737 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 010717/000737 |
| Instrument | 3778 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jan 6, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2285 Coachman Loop was $4,200 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,944 (+2.7%) | $452,107 (+12.62%) Land $130,000 Building $322,107 | |
| 2025 | $4,200.00 Homeowner's exemption | $365,087 | $401,437 Land $130,000 Building $271,437 |
| 2023 | $4,148.00 (+2.65%) Homeowner's exemption | $317,823 (+3%) | $355,148 (+0.11%) Land $100,000 Building $255,148 |
| 2022 | $4,041.00 Homeowner's exemption | $308,566 | $354,770 Land $84,000 Building $270,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2285 Coachman Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2285 Coachman Loop is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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