Polk County property record for 2280 Coachman Loop, Lakeland, FL 33812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,408 sqft · built 2020 |
| Lot Size | 0.281 acres (12,249 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Dec 2020) |
| Tax Bill | $4,250 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-09-280033-000120 |
| Primary APN | 24-29-09-280033-000120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,408 sqft Living Area |
| Gross Area | 3,235 sqft |
| 1st Floor Area | 2,408 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,249 sqft (0.281 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 527 sqft |
| Porch | Florida Room |
| Street Address | 2280 COACHMAN LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33812-4047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COACHMAN SQUARE PB 164 PGS 29-30 LOT 12 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 09 |
| Legal Subdivision | COACHMAN SQUARE |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11834 |
2280 Coachman Loop is owned and occupied by two individuals who bought it in December 2020.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2280 COACHMAN LOOP, LAKELAND, FL 33812-4047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Dec 28, 2018 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on File |
| Deed Sale | Dec 15, 2020 · Amount on File |
| Prior Sale | Jun 1, 2016 · Amount on File |
| Deed Document Number | 2020270388 |
| Deed Book / Page | 11495 / 2010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 15, 2020 |
| Property Address | 2280 COACHMAN LOOP, LAKELAND, FL 33812-4047 |
| Document Number | 0114952010 |
| Book / Page | 011495 / 002010 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 270388 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2280 COACHMAN LOOP LAKELAND FL 338124047, LAKELAND, FL 33812-4047 |
| Document Number | 114952012 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 011495/002012 |
| Instrument | 270389 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2280 COACHMAN LOOP, LAKELAND, FL 33812-4047 |
| Document Number | 0107170737 |
| Instrument Date | Dec 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5830 SCOTT LAKE HILLS LN LAKELAND FL 338133279, LAKELAND, FL 33813-3279 |
| Document Number | 0107170737 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 010717/000737 |
| Instrument | 3778 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jan 6, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2280 Coachman Loop was $4,250 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,914 (+2.7%) | $427,260 (+5%) Land $130,000 Building $297,260 | |
| 2025 | $4,250.00 Homeowner's exemption | $368,952 | $406,895 Land $130,000 Building $276,895 |
| 2023 | $4,545.00 (+2.57%) Homeowner's exemption | $348,111 (+3%) | $389,779 (-1.43%) Land $100,000 Building $289,779 |
| 2022 | $4,431.00 Homeowner's exemption | $337,972 | $395,437 Land $84,000 Building $311,437 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2280 Coachman Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2280 Coachman Loop is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures