22843 Sterling Manor Loop, Lutz, FL 33549 Property Records

Pasco County property record for 22843 Sterling Manor Loop, Lutz, FL 33549

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,858 sqft · built 1993
Lot Size0.208 acres (9,100 sqft)
Owner2 Owner Names on File
Last Sale$139,900 (Mar 2000)
Tax Bill$2,568 (2025)
Deeds & MortgagesOct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN31-26-19-0010-00200-0030

Property Details

APN / Parcel Number

Primary APN31-26-19-0010-00200-0030
Alternative APNs
  • 1926310010002000030
  • 0827006

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,858 sqft Living Area
Gross Area2,569 sqft
1st Floor Area1,858 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,100 sqft (0.208 acres)
Garage Area441 sqft
DrivewayDriveway
Driveway Area512 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area264 sqft
PorchPorch
Porch Area270 sqft
Patio Area416 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number0827006
Old Parcel Number1926310010002000030
Street Address22843 STERLING MANOR LOOP
CityLUTZ
StateFL
Zip33549-4106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionWILLOW BEND UNIT A-1 PB 28 PGS 97-99 LOT 3 BLOCK 2 OR 4327 PG 1570
Legal Range19E
Legal Township26S
Legal Section31
Legal SubdivisionWILLOW BEND
Legal Tract10
Legal Block2
Legal Lot Number3
Legal UnitA-1
JurisdictionPASCO FL
Township / Civil DivisionCENTRAL PASCO
Census Block Group1
Census Block1014
Census Tract32013

Owner

The current owner of 22843 Sterling Manor Loop bought it in March 2000.

Source: Pasco County records, as of December 19, 2025

Owner of Record2 Owner Names on File
Mailing Address22843 STERLING MANOR LOOP, LUTZ, FL 33549-4106
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2000 · Amount on File
Deed SaleMar 13, 2000 · Amount on File
Deed Document Number0432701570
Deed Book / Page04327 / 01570
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASCO FL
Property Address22843 STERLING MANOR LOOP, LUTZ, FL 33549-4106
Transaction TypeMortgage
Record UpdatedNov 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address22843 STERLING MANOR LOOP, LUTZ, FL 33549-4106

Mortgage

Document Number0109030113
DateOct 18, 2023
Book Page10903/113
Instrument2023184588
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 22843 Sterling Manor Loop was $2,568 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,568.00 Homeowner's exemption$178,520 Land $81,477 Building $97,043$371,522 Land $81,477 Building $290,045
2023$2,403.00 (+11.46%) Additional exemption filed$168,440 (+3%) Land $65,427 Building $103,013$359,248 (+12.94%) Land $65,427 Building $293,821
2022$2,156.00 Homeowner's exemption$163,540 Land $54,702 Building $108,838$318,086 Land $54,702 Building $263,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22843 Sterling Manor Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 82 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies82 in force
Nearby Flood Claims18 (1982–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22843 Sterling Manor Loop is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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