Pasco County property record for 22831 Sterling Manor Loop, Lutz, FL 33549
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,051 sqft · built 1994 |
| Lot Size | 0.396 acres (17,226 sqft) |
| Owner | Individual Name on File |
| Last Sale | $314,500 (Jul 2018) |
| Tax Bill | $4,376 (2025) |
| Deeds & Mortgages | Oct 2026 Transfer Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-19-0010-00200-0060 |
| Primary APN | 31-26-19-0010-00200-0060 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,051 sqft Living Area |
| Gross Area | 2,639 sqft |
| 1st Floor Area | 2,051 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,226 sqft (0.396 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 764 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 360 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 277 sqft |
| Deck Area | Deck Area |
| Patio Area | 788 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 22831 STERLING MANOR LOOP |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33549-4106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | WILLOW BEND UNIT A-1 PB 28 PGS 97-99 LOT 6 BLOCK 2 OR 9750 PG 1897 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | WILLOW BEND |
| Legal Tract | 10 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 32013 |
22831 Sterling Manor Loop is owned and occupied by an individual who acquired it in October 2026.
Source: Pasco County records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22831 STERLING MANOR LOOP, LUTZ, FL 33549-4106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 2, 2018 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on File |
| Deed Sale | Jul 2, 2018 · Amount on File |
| Prior Sale | Jan 8, 2015 · Amount on File |
| Deed Document Number | 2018111386 |
| Deed Book / Page | 9750 / 1897 |
| Last Transfer Date | Oct 6, 2026 |
| Transfer Doc | 0000188449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 6, 2026 |
| Property Address | 22831 STERLING MANOR LOOP, LUTZ, FL 33549-4106 |
| Document Number | 0000188449 |
| Book / Page | 11507 / 1180 |
| Instrument Date | Oct 6, 2026 |
| Instrument | 2026188449 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 2, 2018 |
| Property Address | 22831 STERLING MANOR LOOP, LUTZ, FL 33549-4106 |
| Document Number | 0097501897 |
| Book / Page | 009750 / 001897 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 111386 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Title Company | ARROW TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,201.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22831 STERLING MANOR LOOP LUTZ FL 335494106, LUTZ, FL 33549-4106 |
| Document Number | 97501898 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 009750/001898 |
| Instrument | 111387 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 22831 Sterling Manor Loop was $4,376, up 2.5% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,720 (+2.7%) | $418,667 (-1.72%) Land $87,328 Building $331,339 | |
| 2025 | $4,376.00 (+2.46%) | $286,000 Land $87,328 Building $198,672 | $425,997 Land $87,328 Building $338,669 |
| 2024 | $4,271.00 (+3.82%) | ||
| 2023 | $4,114.00 (+11.19%) Additional exemption filed | $269,850 (+3%) Land $71,278 Building $198,572 | $415,712 (+11.9%) Land $71,278 Building $344,434 |
| 2022 | $3,700.00 Homeowner's exemption | $261,990 Land $60,553 Building $201,437 | $371,508 Land $60,553 Building $310,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22831 Sterling Manor Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 18 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22831 Sterling Manor Loop is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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