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  5. Hwy 98 E

2284 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2284 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,800 sqft · built 1976
Lot Size0.117 acres (5,091 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Jul 2018)
Tax Bill$2,876 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2021 Transfer
+ 7 more
Flood ZoneZone VE (high risk)
APN14-07S-04W-3131-000U-0170

Property Details

APN / Parcel Number

Primary APN14-07S-04W-3131-000U-0170
Alternative APN
  • 04W07S143131000U0170

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,800 sqft Living Area
1st Floor Area1,800 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleBungalow
Exterior MaterialConcrete Block
Roof TypeFlat
Roof MaterialConcrete
Lot Area5,091 sqft (0.117 acres)
Lot Dimensions101 ft deep x 50 ft wide
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area428 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2284 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-2226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1 BL U LOTS 16,17,18 116/383-86 153/334 219/157 323/20 361/78 DEATH CERT 935/299 1021/756 1061/282 1186/472 1186/474 1224/347 1272/151 1309/542 1309/556
Legal Range04W
Legal Township07S
Legal Section14
Legal Subdivision3131
Legal BlockU
Legal Lot Number16-18
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1033
Census Tract970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2284 HIGHWAY 98 E, CARRABELLE, FL 32322-2226
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
DELTA COMMUNITY CU
Jul 30, 2021Intrafamily Transfer, Transfer
Aug 4, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 27, 2018Warranty Deed, Transfer · Conventional Mortgage
DELTA COMMUNITY CU
Jun 27, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Feb 27, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Mar 21, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Feb 27, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Mar 21, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2018 · Amount on Record
Deed SaleJul 27, 2018 · Amount on Record
Prior SaleMar 21, 2017
Deed Document Number20183710
Deed Book / Page1224 / 347
Last Transfer DateJul 24, 2020
Transfer Doc0019003456
Record UpdatedSep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN FL
Recording DateJul 30, 2021
Property Address2284 HIGHWAY 98 E, CARRABELLE, FL 32322-2226
Document Number0019004869
Book / Page1309 / 542
Map ReferenceMB 2 PG 13
Instrument DateJul 23, 2021
Instrument202119004869
Transaction TypeTransfer
Record UpdatedJan 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 BANKSTOWN RD, BROOKS, GA 30205-1614

Mortgage

Document Number0000000544
DateJul 30, 2021
Instrument1309/544
Lender
NameDELTA COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN FL
Recording DateJul 30, 2021
Property Address2284 HIGHWAY 98 E, CARRABELLE, FL 32322-2226
Document Number0019004871
Book / Page1309 / 556
Map ReferenceMB 2 PG 13
Instrument DateJul 23, 2021
Instrument202119004871
Transaction TypeTransfer
Record UpdatedJan 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address413 BANKSTOWN RD, BROOKS, GA 30205-1614
InvestorPossibly a Property Investor

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN FL
Recording DateAug 4, 2020
Property Address2284 HIGHWAY 98 E, CARRABELLE, FL 32322-2226
Document Number0019003456
Book / Page001272 / 000151
Instrument DateJul 24, 2020
Instrument19003456
Transaction TypeTransfer
Record UpdatedSep 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address2284 HIGHWAY 98 E CARRABELLE FL 323222226, CARRABELLE, FL 32322-2226

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJul 27, 2018
Property Address2284 HIGHWAY 98 E, CARRABELLE, FL 32322-2226
Document Number0019003710
Book / Page1224 / 347
Map ReferenceMB2 PG13
Instrument DateJul 25, 2018
Instrument201819003710
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyDEDD TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address75 COLLIE COVE CT, 75, FRIENDSVILLE, TN 37737

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 BANKSTOWN RD, BROOKS, GA 30205-1614
InvestorPossibly a Property Investor

Mortgage

Document Number0019003711
DateJul 27, 2018
Instrument201819003711
Lender
NameDELTA COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term18 Months
DueJan 15, 2020

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJun 27, 2017
Property Address2284 HIGHWAY 98 E, CARRABELLE, FL 32322-2226
Document Number0019003339
Book / Page001196 / 000302
Instrument DateJun 22, 2017
Instrument19003339
Transaction TypeTransfer
Record UpdatedApr 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$469.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21150 ARNSWORTH RD MONTGOMERY TX 773563244, MONTGOMERY, TX 77356-3244

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateFeb 27, 2017
Property Address2284 HIGHWAY 98 E, CARRABELLE, FL 32322-2226
Document Number0019000835
Book / Page001186 / 000474
Instrument DateFeb 23, 2017
Instrument19000835
Transaction TypeTransfer
Record UpdatedApr 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 COLLIE COVE CT FRIENDSVILLE TN 377372307, FRIENDSVILLE, TN 37737-2307

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMar 21, 2017
Property Address2284 HIGHWAY 98 E, CARRABELLE, FL 32322-2226
Document Number0019001295
Book / Page001188 / 000231
Instrument DateFeb 23, 2017
Instrument19001295
Transaction TypeTransfer
Record UpdatedMar 29, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 182 IRONWOOD MI 499380182, IRONWOOD, MI 49938-0182

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateFeb 27, 2017
Property Address2284 HIGHWAY 98 E, CARRABELLE, FL 32322-2226
Document Number0019000834
Book / Page001186 / 000472
Instrument DateFeb 22, 2017
Instrument19000834
Transaction TypeTransfer
Record UpdatedApr 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,030.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 COLLIE COVE CT FRIENDSVILLE TN 377372307, FRIENDSVILLE, TN 37737-2307

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMar 21, 2017
Property Address2284 HIGHWAY 98 E, CARRABELLE, FL 32322-2226
Document Number0019001294
Book / Page001188 / 000229
Instrument DateFeb 22, 2017
Instrument19001294
Transaction TypeTransfer
Record UpdatedMar 29, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 182 IRONWOOD MI 499380182, IRONWOOD, MI 49938-0182

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,876.00 (-1.64%) Homeowner's exemption$344,388 (-0.41%) Land $218,025 Building $126,363$344,388 (-0.41%) Land $218,025 Building $126,363
2024$2,924.00 (-4.41%) Homeowner's exemption$345,801 (+7.46%) Land $218,025 Building $127,776$345,801 (+7.46%) Land $218,025 Building $127,776
2023$3,059.00 (+10.59%)$321,786 (+18.51%) Land $218,025 Building $103,761$321,786 (+18.51%) Land $218,025 Building $103,761
2022$2,766.00$271,517 Land $192,375 Building $79,142$271,517 Land $192,375 Building $79,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANARK VILLAGE (CITY OF CARRABELLE)
public/private · serves 1,815 people · EPA ID FL1190414
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereCITY OF CARRABELLE WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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