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2283 Seay Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2283 Seay Rd, Cottondale, FL 32431

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 2,220 sqft · built 2012
Lot Size3.18 acres (138,521 sqft)
OwnerIndividual Name on Record
Last Sale$251,000 (Aug 2022)
Tax Bill$3,193 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-4N-12-0000-0060-0020

Property Details

APN / Parcel Number

Primary APN23-4N-12-0000-0060-0020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,220 sqft Heated Area
Gross Area3,488 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2015
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area138,521 sqft (3.18 acres)
Garage TypeCarport
CarportCarport
PorchFinished/Screened Porch
Deck Area144 sqft
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2283 SEAY RD
CityCOTTONDALE
StateFL
Zip32431-7429
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOMM AT THE NWC OF THE NW 1/4 OF NW1/4 OF SW1/4 OF SECT 23, TO BEGIN, E 417.50 FT, S 339.56 FT, W 417.50 FT, N 339.56 FT, TO
Legal Range12W
Legal Township04N
Legal Section23
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group3
Census Block3060
Census Tract210400

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2283 SEAY RD, COTTONDALE, FL 32431-7429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Aug 9, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 3, 2022Warranty Deed, Transfer
SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Mar 4, 2019Warranty Deed, Transfer · VA Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2022 · Amount on Record
Deed SaleAug 9, 2022 · Amount on Record
Prior SaleMay 3, 2022 · Amount on Record
Deed Document Number202232009332
Deed Book / Page1758 / 915
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON FL
Property Address2283 SEAY RD, COTTONDALE, FL 32431-7429
Transaction TypeMortgage
Record UpdatedSep 13, 2022
Title CompanySERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2283 SEAY RD, COTTONDALE, FL 32431-7429

Mortgage

Document Number0017290525
DateDec 28, 2021
Book Page1729/525
Instrument202132015843
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON FL
Recording DateAug 9, 2022
Property Address2283 SEAY RD, COTTONDALE, FL 32431-7429
Document Number0017580915
Book / Page1758 / 915
Instrument DateJul 21, 2022
Instrument202232009332
Transaction TypeTransfer
Record UpdatedSep 13, 2022
Title CompanySUNSHINE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,757.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8968 BRIGADE TRL, 8968, PENSACOLA, FL 32534-5375

Transferred To (Grantee/Buyer)

NameVerified Name
Address2283 SEAY RD, COTTONDALE, FL 32431-7429

Mortgage

Document Number0017580918
DateAug 9, 2022
Book Page1758/918
Instrument202232009333
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON FL
Recording DateMay 3, 2022
Property Address2283 SEAY RD, COTTONDALE, FL 32431-7429
Document Number0017460605
Book / Page1746 / 605
Instrument DateMay 2, 2022
Instrument202232005316
Transaction TypeTransfer
Record UpdatedSep 13, 2022
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
Tax$1,715.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2283 SEAY RD, 2283, COTTONDALE, FL 32431-7429

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8968 BRIGADE TRL, PENSACOLA, FL 32534-5375

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON FL
Recording DateMar 4, 2019
Property Address2283 SEAY RD, COTTONDALE, FL 32431-7429
Document Number0016010047
Book / Page1601 / 0047
Instrument DateMar 1, 2019
Instrument201932002946
Transaction TypeTransfer
Record UpdatedSep 13, 2022
Title CompanyFLORIDA LAND TITLE OF TR CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$994.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 396, COTTONDALE, FL 32431-0396

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 CUTCHINS MILL RD, CHIPLEY, FL 32428-4396

Mortgage

Document Number201932002947
DateMar 4, 2019
Instrument201932002947
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,193.00 (-1.24%)$239,528 (-1%) Land $19,080 Building $220,448$239,528 (-1%) Land $19,080 Building $220,448
2024$3,233.00 (+9.44%)$241,940 (+7.62%) Land $19,080 Building $222,860$241,940 (+7.62%) Land $19,080 Building $222,860
2023$2,954.00 (+272.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$224,805 (+106.04%) Land $19,080 Building $205,725$224,805 (+55.45%) Land $19,080 Building $205,725
2022$792.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$109,107$144,620 Land $17,490 Building $127,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

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