2095 Seay Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2095 Seay Rd, Cottondale, FL 32431

Property Summary

Property Type	Pasture
Details	1 ba · 1,221 sqft · built 1959
Lot Size	39 acres (1,698,840 sqft)
Owner	Individual Name on File
Tax Bill	$737 (2025)
Deeds & Mortgages	Feb 2022 Transfer Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-4N-12-0000-0110-0000`

Property Details

APN / Parcel Number

Primary APN	`26-4N-12-0000-0110-0000`
Alternative APN	`12 N 426000001100000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,221 sqft Gross Area
1st Floor Area	780 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1962
Architectural Style	Bungalow
Exterior Material	Asbestos
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,698,840 sqft (39 acres)
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	2095 SEAY RD
City	COTTONDALE
State	FL
Zip	32431-7643
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Pasture
Legal Description	NE1/4 OF SW1/4...OR 561 P 483 OR 569 P 373 OR 1736 P 702 LIFETIME ESTATE
Legal Range	12W
Legal Township	04N
Legal Section	26
Legal Subdivision	LIFETIME ESTATE
Legal Lot Number	110
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	3
Census Block	3086
Census Tract	210400

Owner

2095 Seay Rd, an agricultural property, is owned by an individual who acquired it in February 2022.

Source: Jackson County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	2037 SEAY RD, COTTONDALE, FL 32431-7643
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Intrafamily Transfer, Transfer
Oct 7, 2019	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 15, 2022
Transfer Doc	0017360702
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON FL
Recording Date	Feb 18, 2022
Property Address	2095 SEAY RD, COTTONDALE, FL 32431-7643
Document Number	0017360702
Book / Page	1736 / 702
Instrument Date	Feb 15, 2022
Instrument	202232002027
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2037 SEAY RD, COTTONDALE, FL 32431-7643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 GA HIGHWAY 22 E, GRAY, GA 31032-4317

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	2095 SEAY RD, COTTONDALE, FL 32431-7643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016260501
Date	Oct 7, 2019
Book Page	1626/0501
Instrument	201932011869

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 3, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2095 Seay Rd was $737, up 4.2% from the year before.

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$737.00 (+4.24%)	$55,403 (-)	$83,548 (-) Land $47,500 Building $36,048
2024	$707.00 (+7.94%)	$55,403 (+3.09%) Land $19,355 Building $36,048	$83,548 (+1.83%) Land $8,500 Building $75,048
2023	$655.00 (+16.55%)	$53,740 (+13.25%)	$82,050 (+8.41%) Land $19,190 Building $62,860
2022	$562.00	$47,453	$75,688 Land $8,000 Building $67,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2095 Seay Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2095 Seay Rd is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Seay Rd

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