2280 Seneca Dr, Troy, OH 45373 Property Records

Miami County property record for 2280 Seneca Dr, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,121 sqft · built 1978
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Apr 1990)
Tax Bill$3,495 (2025)
Deeds & MortgagesJul 2024 Transfer
Feb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APNC06-082816

Property Details

APN / Parcel Number

Primary APNC06-082816
Alternative APNs
  • 040605.2-06-043-00
  • C06CC006A08500

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,121 sqft Living Area
1st Floor Area2,182 sqft
Upper Floors Area1,030 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions200 ft deep x 109 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area32 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2280 SENECA DR
CityTROY
StateOH
Zip45373-9528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6-4-5 LOT 65 SHENANDOAH #4
Legal Range06
Legal Township04
Legal Section05
Legal SubdivisionSHENANDOAH #4
Legal Lot Number65
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3032
Census Tract365302

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2280 SENECA DR, TROY, OH 45373-9528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2024Transfer on Death Deed, Transfer
Feb 2, 2017Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 1990 · Amount on File
Deed SaleApr 4, 1990 · Amount on File
Record UpdatedSep 20, 2026

July 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMIAMI OH
Recording DateJul 17, 2024
Property Address2280 SENECA DR, TROY, OH 45373-9528
Document Number0000007061
Map ReferenceMB 12 PG 93 AND 93A
Instrument DateJul 16, 2024
Instrument2024OR-07061
Transaction TypeTransfer
Record UpdatedJun 16, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2280 SENECA DR, TROY, OH 45373-9528
InvestorPossibly a Property Investor

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address2280 SENECA DR, TROY, OH 45373-9528
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001420
DateFeb 2, 2017
Instrument2017OR-01420
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term419 Months
DueJan 26, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,495.00 (+17.28%) Homeowner's exemption$100,240 (+32.89%) Land $21,420 Building $78,820$286,400 (+32.9%) Land $61,200 Building $225,200
2024$2,980.00 (+2.02%) Homeowner's exemption$75,430 (-) Land $22,260 Building $53,170
2023$2,921.00 (+16.65%) Homeowner's exemption$75,430 (-) Land $22,260 Building $53,170$215,500 (-) Land $63,600 Building $151,900
2022$2,504.00 Homeowner's exemption$75,430 Land $22,260 Building $53,170$215,500 Land $63,600 Building $151,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (2008–2014)
Most Recent ClaimMay 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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