Miami County property record for 2230 Seneca Dr, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,548 sqft · built 1978 |
| Lot Size | 0.939 acres (40,903 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $317,000 (Jul 2020) |
| Tax Bill | $4,380 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Jul 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-082813 |
| Primary APN | C06-082813 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,548 sqft Living Area |
| 1st Floor Area | 2,856 sqft |
| Upper Floors Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 40,903 sqft (0.939 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2230 SENECA DR |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-4-5 LOT 62 SHENANDOAH #4 |
| Legal Range | 06 |
| Legal Township | 04 |
| Legal Section | 05 |
| Legal Subdivision | SHENANDOAH #4 |
| Legal Lot Number | 62 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 365302 |
2230 Seneca Dr is owned and occupied by two individuals who bought it in July 2020.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2230 SENECA DR, TROY, OH 45373-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB |
| Jul 28, 2020 | Grant Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| May 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Nov 14, 2013 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on File |
| Deed Sale | Jul 28, 2020 · Amount on File |
| Prior Sale | May 22, 2018 · Amount on File |
| Deed Document Number | 20202020OR-10278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2230 SENECA DR, TROY, OH 45373-9528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003805 |
|---|---|
| Date | Apr 2, 2018 |
| Instrument | 2018OR-03805 |
| Name | FIRST FINANCIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 19, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 28, 2020 |
| Property Address | 2230 SENECA DR, TROY, OH 45373-9528 |
| Document Number | 0000010278 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 10278 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $634.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2230 SENECA DR TROY OH 453739528, TROY, OH 45373-9528 |
| Document Number | 10279 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 10279 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 22, 2018 |
| Property Address | 2230 SENECA DR, TROY, OH 45373-9528 |
| Document Number | 0000006210 |
| Instrument Date | May 17, 2018 |
| Instrument | 6210 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2230 SENECA DR TROY OH 453739528, TROY, OH 45373-9528 |
| Document Number | 6211 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 6211 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 2230 SENECA DR, TROY, OH 45373-9528 |
| Document Number | 0000000905 |
| Instrument Date | Nov 14, 2013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 2230 SENECA DR TROY OH 453739528, TROY, OH 45373-9528 |
| Document Number | 0000000905 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 905 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2230 Seneca Dr was $4,380 with a homeowner's exemption, down 3.9% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,380.00 (-3.91%) Homeowner's exemption | $126,000 (+8.59%) Land $18,480 Building $107,520 | $360,000 Land $52,800 Building $307,200 |
| 2024 | $4,558.00 (+2.04%) Homeowner's exemption | $116,030 (-) Land $19,250 Building $96,780 | |
| 2023 | $4,467.00 (+16.78%) Homeowner's exemption | $116,030 (-) Land $19,250 Building $96,780 | $331,500 (-) Land $55,000 Building $276,500 |
| 2022 | $3,825.00 Homeowner's exemption | $116,030 Land $19,250 Building $96,780 | $331,500 Land $55,000 Building $276,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2230 Seneca Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (2008–2014) |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2230 Seneca Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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