Charlotte County property record for 2280 Harbour Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,170 sqft · built 1983 |
| Lot Size | 0.314 acres (13,718 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Nov 1994) |
| Tax Bill | $1,381 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-15-258-011 |
| Primary APN | 40-23-15-258-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,170 sqft Living Area |
| Gross Area | 3,126 sqft |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 13,718 sqft (0.314 acres) |
| Garage Area | 380 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 378 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 628 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004616370 |
|---|---|
| Old Parcel Number | 00831210000000 |
| Street Address | 2280 HARBOUR DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-8721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HBH 001 0020 0001 HARBOUR HEIGHTS SEC 1 REV BLK 20 LTS 1 2 & HARBOUR HEIGHTS SEC 3 REV BLK 51 S 1/2 LT 1 260-167 3 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 15 |
| Legal Subdivision | HARBOUR HEIGHTS |
| Legal Block | 20,51 |
| Legal Lot Number | 1-2 2 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21001 |
2280 Harbour Dr is owned and occupied by two individuals who bought it in November 1994.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 494006, PORT CHARLOTTE, FL 33949-4006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 1994 · Amount on File |
| Deed Sale | Nov 15, 1994 · Amount on File |
| Prior Sale | Oct 27, 1993 |
| Deed Document Number | 0137300912 |
| Deed Book / Page | 01373 / 00912 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2280 Harbour Dr was $1,381 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,381.00 Homeowner's exemption | $131,563 | $439,202 Land $250,000 Building $189,202 |
| 2023 | $3,619.00 (+2.35%) Homeowner's exemption | $210,378 (+3%) | $455,704 (+0.72%) Land $262,500 Building $193,204 |
| 2022 | $3,536.00 Homeowner's exemption | $204,250 | $452,441 Land $201,875 Building $250,566 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2280 Harbour Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2280 Harbour Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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