2272 Harbour Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 2272 Harbour Dr, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,132 sqft · built 1988
Lot Size0.354 acres (15,435 sqft)
OwnerCompany Name on Record
Last Sale$440,000 (Feb 2021)
Tax Bill$7,873 (2025)
Deeds & MortgagesJun 2022 Mortgage
Feb 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN402315258010

Property Details

APN / Parcel Number

Primary APN402315258010
Alternative APNs
  • 00834860000009
  • 10004616369

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,132 sqft Living Area
Gross Area3,242 sqft
1st Floor Area2,132 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,435 sqft (0.354 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area660 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area200 sqft
PorchSlab
Porch Area499 sqft
Shed1 Shed
Shed Area360 sqft
Loading Dock280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00834860000009
Street Address2272 HARBOUR DR
CityPUNTA GORDA
StateFL
Zip33983-8721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionHRBR HTS SEC 3 REV BLK 51 N1/2 LT 1 & ALL LTS 2 3 DC628/1748 806/1378 923/486 924/1247-49 DC1247/337-TB AFF1666/1188 1666/1186 POA1682/1511 1855/399 1855/400 CD1956/1250&51 UNREC DC-WB 4545/954 4545/955 4702/1038
Legal Range23E
Legal Township40S
Legal Section15
Legal SubdivisionHRBR HTS
Legal TractHBH
Legal Block51
Legal Lot Number1,2
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1000
Census Tract21001

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2272 HARBOUR DR, PUNTA GORDA, FL 33983-8721
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
WESLEND FINANCIAL CORP
Feb 2, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Feb 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 28, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2021 · Amount on Record
Deed SaleFeb 2, 2021 · Amount on Record
Prior SaleFeb 28, 2020 · Amount on Record
Deed Document Number20212899708
Deed Book / Page4702 / 1038
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address2272 HARBOUR DR, PUNTA GORDA, FL 33983-8721
Transaction TypeMortgage
Record UpdatedJul 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2272 HARBOUR DR, PT CHARLOTTE, FL 33983-8721

Mortgage

Document Number0049951727
DateJun 3, 2022
Book Page4995/1727
Instrument3110877
Lender
NameWESLEND FINANCIAL CORP
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 2, 2021
Property Address2272 HARBOUR DR, PUNTA GORDA, FL 33983-8721
Document Number0047021038
Book / Page4702 / 1038
Map ReferenceMB 3 PG 78
Instrument DateJan 28, 2021
Instrument2899708
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address31781 WASHINGTON LOOP RD, 31781, PUNTA GORDA, FL 33982-1311

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address617 ELEUTHERA DR, PUNTA GORDA, FL 33950-5836

Mortgage

Document Number0047021039
DateFeb 2, 2021
Book Page4702/1039
Instrument2899709
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 28, 2020
Property Address2272 HARBOUR DR, PUNTA GORDA, FL 33983-8721
Document Number0045450955
Book / Page004545 / 000955
Instrument DateFeb 28, 2020
Instrument2791129
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address31781 WASHINGTON LOOP RD PUNTA GORDA FL 339821311, PUNTA GORDA, FL 33982-1311

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 28, 2020
Property Address2272 HARBOUR DR, PUNTA GORDA, FL 33983-8721
Document Number0045450954
Book / Page004545 / 000954
Instrument DateFeb 25, 2020
Instrument2791128
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,960.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31781 WASHINGTON LOOP RD PUNTA GORDA FL 339821311, PUNTA GORDA, FL 33982-1311

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,873.00 (-21.61%)$521,892 (+1.3%) Land $212,500 Building $309,392$521,892 (-16.37%) Land $212,500 Building $309,392
2024$10,043.00 (+2.29%)
2023$9,818.00 (+19.32%)$515,196 (+12.16%)$624,027 (+35.85%) Land $262,500 Building $361,527
2022$8,228.00$459,339 Land $201,875 Building $257,464$459,339 Land $201,875 Building $257,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 375 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies375 in force
Nearby Flood Claims161 (1982–2025)
Claims Outside the SFHA7 of 161
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 74 claims
  • Hurricane Helene, Sep 2024 · 32 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE HARBOR WATER ASSN.
private · serves 4,722 people · EPA ID FL6080044
Water SourcePurchased surface water from CHARLOTTE COUNTY UTILITIES
Last State InspectionMay 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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