Kershaw County property record for 228 Winter Way, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,317 sqft · built 1988 |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Jun 2019) |
| Tax Bill | $1,268 (2025) |
| Deeds & Mortgages | Jun 2019 Sale & Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 309-03-0A-025-SPN |
| Primary APN | 309-03-0A-025-SPN |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,317 sqft Gross Area |
| Gross Area | 1,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Porch |
| Porch Area | 100 sqft |
| Deck Area | 192 sqft |
| Account Number | 1078 |
|---|---|
| Old Parcel Number | 309-03-0A-025 SPN |
| Street Address | 228 WINTER WAY |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | FOUR SEASONS SUBDIV LOT 25 |
| Legal Subdivision | FOUR SEASONS SUBDIV |
| Legal Lot Number | 25 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970905 |
228 Winter Way is owned and occupied by two individuals who bought it in June 2019.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 228 WINTER WAY, LUGOFF, SC 29078-9261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2019 | Grant Deed, Transfer · FHA Mortgage GUILD MTG |
| Jul 14, 2017 | Grant Deed, Transfer · Conventional with PMI GUILD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on File |
| Deed Sale | Jun 11, 2019 · Amount on File |
| Prior Sale | Mar 1, 2005 · Amount on File |
| Deed Document Number | 0000404034 |
| Deed Book / Page | 4040 / 34 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jun 11, 2019 |
| Property Address | 228 WINTER WAY, LUGOFF, SC 29078-9261 |
| Document Number | 0000004464 |
| Book / Page | 004040 / 000034 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 4464 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $629.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 228 WINTER WAY LUGOFF SC 290789261, LUGOFF, SC 29078-9261 |
| Document Number | 4465 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 004040/000036 |
| Instrument | 4465 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jul 14, 2017 |
| Property Address | 228 WINTER WAY, LUGOFF, SC 29078-9261 |
| Document Number | 0000005625 |
| Book / Page | 003721 / 000112 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 5625 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $574.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 228 WINTER WAY LUGOFF SC 290789261, LUGOFF, SC 29078-9261 |
| Document Number | 5626 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 003721/000114 |
| Instrument | 5626 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 13, 2047 |
The 2025 property tax bill for 228 Winter Way was $1,268.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,268.00 | $173,600 Land $25,000 Building $148,600 | $173,600 |
| 2023 | $1,386.00 | $173,600 Land $25,000 Building $148,600 | $173,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 Winter Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 228 Winter Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures