Kershaw County property record for 227 Winter Way, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,860 sqft · built 1991 |
| Owner | Individual Name on File |
| Last Sale | $194,000 (May 2020) |
| Tax Bill | $1,419 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 309-03-0C-015-SPN |
| Primary APN | 309-03-0C-015-SPN |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,860 sqft Gross Area |
| Gross Area | 2,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Vinyl |
| Garage Type | Attached |
| Garage Area | 516 sqft |
| Porch | Porch |
| Porch Area | 162 sqft |
| Deck Area | 168 sqft |
| Account Number | 1103 |
|---|---|
| Old Parcel Number | 309-03-0C-015 SPN |
| Street Address | 227 WINTER WAY |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9261 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | FOUR SEASONS SUBDIV LOT15 |
| Legal Subdivision | FOUR SEASONS SUBDIV |
| Legal Lot Number | 15 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970905 |
227 Winter Way is owned and occupied by an individual who acquired it in May 2020.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 227 WINTER WAY, LUGOFF, SC 29078-9261 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2020 | Warranty Deed, Transfer · Conventional with PMI GUILD MTG |
| Mar 6, 2018 | Deed of Trust, Mortgage · Line of Credit MID CAROLINA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2020 · Amount on File |
| Deed Sale | May 7, 2020 · Amount on File |
| Deed Document Number | 0004217203 |
| Deed Book / Page | 4217 / 203 |
| Last Transfer Date | May 8, 2020 |
| Transfer Doc | 0000003934 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | May 8, 2020 |
| Property Address | 227 WINTER WAY, LUGOFF, SC 29078-9261 |
| Document Number | 0000003934 |
| Book / Page | 004217 / 000203 |
| Instrument Date | May 8, 2020 |
| Instrument | 3934 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $718.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 WINTER WAY LUGOFF SC 290789261, LUGOFF, SC 29078-9261 |
| Document Number | 3935 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 004217/000207 |
| Instrument | 3935 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 227 WINTER WAY, LUGOFF, SC 29078-9261 |
| Document Number | 0000001888 |
| Instrument Date | Mar 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 227 WINTER WAY LUGOFF SC 290789261, LUGOFF, SC 29078-9261 |
| Document Number | 0000001888 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 003829/000133 |
| Instrument | 1888 |
| Name | MID CAROLINA CU |
|---|---|
| Type | Credit Union |
| Address | LUGOFF, SC 29078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 11, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 227 Winter Way was $1,419.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,419.00 | $197,900 Land $25,000 Building $172,900 | $197,900 |
| 2023 | $1,426.00 | $197,900 Land $25,000 Building $172,900 | $197,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 227 Winter Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 227 Winter Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures