228 Ward Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 228 Ward Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,146 sqft · built 1968
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Last Sale	$76,600 (Aug 2023)
Tax Bill	$329 (2025)
Deeds & Mortgages	Mar 2023 Refinance Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`63W080003400`

Property Details

APN / Parcel Number

Primary APN	`63W080003400`
Alternative APNs	`020690` `20690`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	2,146 sqft Adjusted Area
1st Floor Area	1,822 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,408 sqft (1.8 acres)
Utility Building	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	020690
Street Address	228 WARD RD
City	COLUMBUS
State	MS
Zip	39702-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7,8,9 228 WARD RD LOT 6 4C
Legal Range	17W
Legal Township	18S
Legal Section	18
Legal Subdivision	WARD SUBDIV
Legal Lot Number	7-6
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	4
Census Block	4025
Census Tract	405

Owner

Source: Lowndes County records · APN 63W080003400

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	228 WARD RD, COLUMBUS, MS 39702-3208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL
Aug 10, 2023	Deed of Trust, Mortgage RURAL HOUSING SERVICE
Aug 10, 2023	Warranty Deed, Transfer · USDA Mortgage USDA
Mar 11, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Dec 06, 2010 · Amount on Record
Deed Document Number	0020236500
Deed Book / Page	2023 / 6500
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	228 WARD RD, COLUMBUS, MS 39702-3208
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020234180
Date	Mar 02, 2023
Book Page	2023/4180

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Apr 01, 2024

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	228 WARD RD, COLUMBUS, MS 39702-3208
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202316945
Date	Aug 10, 2023
Book Page	2023/16945

Lender

Name	RURAL HOUSING SERVICE
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	396 Months
Due	Aug 08, 2056

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Aug 10, 2023
Property Address	228 WARD RD, COLUMBUS, MS 39702-3208
Document Number	0020236500
Book / Page	2023 / 6500
Map Reference	MB 2 PG 92
Instrument Date	Aug 08, 2023
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 WARD RD, COLUMBUS, MS 39702-3208

Mortgage

Document Number	0202316945
Date	Aug 10, 2023
Instrument	2023/16945

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Aug 08, 2056

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Mar 11, 2020
Property Address	228 WARD RD, COLUMBUS, MS 39702-3208
Document Number	0020201655
Book / Page	002020 / 001655
Instrument Date	Dec 11, 2018
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	231 WINSTON RD COLUMBUS MS 397024435, COLUMBUS, MS 39702-4435

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$329.00 (+1.54%) Homeowner's exemption	$5,698 (-22.16%)	$56,980 (+16.76%) Land $10,800 Building $46,180
2024	$324.00 (-54.17%)
2023	$707.00	$7,320	$48,800 Land $10,800 Building $38,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
Telapex Fixed Wireless	100 / 20

May also be available: 4-County Fiber, AT&T, Verizon.

Based on FCC filings for 223 locations within half a mile of this property.

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