228 Sunset Ave, Richmond, KY 40475 Property Records

Madison County property record for 228 Sunset Ave, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details2,014 sqft
OwnerIndividual Name on File
Last Sale$333,000 (Aug 2022)
Tax Bill$3,140 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR005-0012-0050

Property Details

APN / Parcel Number

Primary APNR005-0012-0050
Alternative APNs
  • 118682
  • 81732
  • 48146

Interior

Stories2 Stories
Building Area2,014 sqft Living Area

Exterior

Exterior MaterialAluminum/Vinyl

Location & Zoning

Account Number48146
Street Address228 SUNSET AVE
CityRICHMOND
StateKY
Zip40475-1327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBURNAMWOOD LOT 7 BLK 4
Legal SubdivisionBURNAMWOOD
Legal Block4
Legal Lot Number7
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1009
Census Tract10602

Owner

228 Sunset Ave is owned and occupied by an individual who bought it in August 2022.

Source: Madison County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address228 SUNSET AVE, RICHMOND, KY 40475-1327
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 25, 2022Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2022 · Amount on File
Deed SaleAug 25, 2022 · Amount on File
Prior SaleJul 21, 2010 · Amount on File
Deed Document Number2014108691
Deed Book / PageD828 / 319
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address228 SUNSET AVE, RICHMOND, KY 40475-1327
Transaction TypeMortgage
Record UpdatedFeb 2, 2024
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01897/492
DateOct 29, 2019
Book PageM01897/492
Instrument2014001442
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 25, 2022
Property Address228 SUNSET AVE, RICHMOND, KY 40475-1327
Document Number00D828/319
Book / PageD828 / 319
Map ReferenceCAB 1 SL 47
Instrument DateAug 8, 2022
Instrument2014108691
Transaction TypeTransfer
Record UpdatedFeb 2, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$333.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2904 DOYLESVILLE RD, RICHMOND, KY 40475-9241

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address228 SUNSET AVE, RICHMOND, KY 40475-1327

Mortgage

Document Number2014108693
DateAug 25, 2022
Instrument2014108693
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 228 Sunset Ave was $3,140 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,140.00 Additional exemption filed$333,000$333,000
2023$3,230.00 (+177.97%)$333,000 (+178.66%)$333,000 (+178.66%)
2022$1,162.00$119,500$119,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 228 Sunset Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Sunset Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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