Madison County property record for 219 Sunset Ave, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,626 sqft |
| Lot Size | 0.275 acres (12,010 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,000 (Apr 2026) |
| Tax Bill | $1,386 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jul 2009 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R005-0014-0028 |
| Primary APN | R005-0014-0028 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,626 sqft Living Area |
| 1st Floor Area | 1,362 sqft |
| Basement Area | 1,362 sqft |
| Unfinished Basement | 1,362 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 12,010 sqft (0.275 acres) |
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Account Number | 56921 |
|---|---|
| Street Address | 219 SUNSET AVE |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BURNAMWOOD LOT 11 BLK 1 |
| Legal Subdivision | BURNMWOOD SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10602 |
Source: Madison County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 626 COTTONWOOD DR, RICHMOND, KY 40475-1840 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Jul 15, 2009 | Deed of Trust, Mortgage COMMUNITY TRUST BANK INC |
| Apr 21, 2009 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST COMPANY OF MADISON |
| Feb 16, 2006 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO |
| Apr 10, 2026 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK |
| Apr 10, 2026 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK |
| Nov 8, 2024 | Affidavit, Transfer |
| Jul 20, 2021 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage WHITAKER BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Feb 2, 2024 · Amount on Record |
| Deed Document Number | 202614338054 |
| Deed Book / Page | 881 / 191 |
| Prior Transfer Date | Jan 18, 2024 |
| Prior Transfer Doc | 0014189166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 219 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 219 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Document Number | 0M2234/610 |
|---|---|
| Date | May 18, 2023 |
| Book Page | M2234/610 |
| Instrument | 2014145774 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55439 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 7, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 219 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1304/277 |
|---|---|
| Date | Jul 15, 2009 |
| Book Page | M1304/277 |
| Instrument | 429295 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Address | LEXINGTON, KY 40507 |
| Amount | Amount Recorded |
|---|---|
| Term | 90 Months |
| Due | Jan 9, 2017 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 219 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1288/350 |
|---|---|
| Date | Apr 21, 2009 |
| Book Page | M1288/350 |
| Instrument | 424681 |
| Name | PEOPLES BANK & TRUST COMPANY OF MADISON |
|---|---|
| Address | BEREA, KY 40403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 20, 2010 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 219 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1086/138 |
|---|---|
| Date | Feb 16, 2006 |
| Book Page | M1086/138 |
| Instrument | 362650 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Feb 15, 2007 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 10, 2026 |
| Property Address | 219 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Document Number | 0014338054 |
| Book / Page | 881 / 191 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202614338054 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,129.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 626 COTTONWOOD DR, RICHMOND, KY 40475-1840 |
| Document Number | 0014338060, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 2458/665 |
| Instrument | 202614338060 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 10, 2026 |
| Property Address | 219 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Document Number | 00D881/191 |
| Book / Page | 881 / 191 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202614338054 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,129.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 626 COTTONWOOD DR, RICHMOND, KY 40475-1840 |
| Document Number | 0014338060, |
|---|---|
| Date | Apr 10, 2026 |
| Book Page | 2458/665 |
| Instrument | 202614338060 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Nov 8, 2024 |
| Property Address | 219 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Document Number | 00D859/653 |
| Book / Page | D859 / 653 |
| Instrument Date | Nov 8, 2024 |
| Instrument | 2014231169 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 219 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 20, 2021 |
| Property Address | 219 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Document Number | 00D808/619 |
| Book / Page | D808 / 619 |
| Map Reference | MB8 PG333 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2014045045 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 219 SUNSET AVE, RICHMOND, KY 40475-1326 |
| Document Number | 2014045046 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2014045046 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,386.00 (+215.72%) | $147,000 (+60.31%) | $147,000 (+60.31%) |
| 2023 | $439.00 (-11.85%) Homeowner's exemption | $91,700 (-) | $91,700 (-) |
| 2022 | $498.00 Homeowner's exemption | $91,700 | $91,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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