Essex County and Bloomfield Township property record for 228 Spruce St, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,706 sqft · built 1913 |
| Lot Size | 0.2 acres (8,699 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $727,500 (Apr 2023) |
| Tax Bill | $14,797 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00518-0000-00012 |
| Primary APN | 02-00518-0000-00012 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,706 sqft Living Area |
| 1st Floor Area | 1,706 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Lot Area | 8,699 sqft (0.2 acres) |
| Lot Dimensions | 150 ft deep x 58 ft wide |
| Old Parcel Number | 020051800012 |
|---|---|
| Street Address | 228 SPRUCE ST |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-3643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Description | 58 X 150 |
| Legal Block | 518 |
| Legal Lot Number | 12 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 15400 |
228 Spruce St is owned and occupied by two individuals who bought it in April 2023.
Source: Essex County and Bloomfield Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 228 SPRUCE ST, BLOOMFIELD, NJ 07003-3643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 3, 2023 | Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Dec 11, 2019 | Deed of Trust, Mortgage · Conventional with PMI MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on File |
| Deed Sale | Apr 3, 2023 · Amount on File |
| Prior Sale | Dec 17, 2019 · Amount on File |
| Deed Document Number | 202320581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 228 SPRUCE ST, BLOOMFIELD, NJ 07003-3643 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | SIMPLICITY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000030609 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022030609 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 3, 2023 |
| Property Address | 228 SPRUCE ST, BLOOMFIELD, NJ 07003-3643 |
| Document Number | 0000020581 |
| Instrument Date | Mar 9, 2023 |
| Instrument | 2023020581 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,818.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14421 ESTRELLA DR, ORLANDO, FL 32837-4756 |
| Name | Verified Name |
|---|---|
| Address | 228 SPRUCE ST, BLOOMFIELD, NJ 07003-3643 |
| Document Number | 0000020582 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023020582 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 228 SPRUCE ST, BLOOMFIELD, NJ 07003-3643 |
| Document Number | 0000119348 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 228 SPRUCE ST BLOOMFIELD NJ 070033643, BLOOMFIELD, NJ 07003-3643 |
| Document Number | 0000119348 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 119348 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIAN LAND, SC 29707 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2049 |
The 2025 property tax bill for 228 Spruce St was $14,797, up 2.9% from the year before.
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,100 (-) Land $155,300 Building $268,800 | $424,100 (-) Land $155,300 Building $268,800 | |
| 2025 | $14,797.00 (+2.86%) | $424,100 Land $155,300 Building $268,800 | $424,100 Land $155,300 Building $268,800 |
| 2024 | $14,385.00 | ||
| 2023 | $388,600 Land $155,300 Building $233,300 | $388,600 Land $155,300 Building $233,300 | |
| 2022 | $12,442.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 228 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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