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224 Spruce St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 224 Spruce St, Bloomfield, NJ 07003

Property Summary

Property TypeSingle Family Home
Details1,274 sqft · built 1890
Lot Size0.114 acres (4,948 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Jun 2017)
Tax Bill$12,382 (2025)
Deeds & MortgagesOct 2026 Mortgage
Sep 2025 Second Mortgage
Flood ZoneZone X (minimal risk)
APN02-00518-0000-00013

Property Details

APN / Parcel Number

Primary APN02-00518-0000-00013
Alternative APN
  • 020051800013

Interior

Stories1 Story
Building Area1,274 sqft Living Area
1st Floor Area1,274 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Lot Area4,948 sqft (0.114 acres)
Lot Dimensions150 ft deep x 33 ft wide

Location & Zoning

Old Parcel Number020051800013
Street Address224 SPRUCE ST
CityBLOOMFIELD
StateNJ
Zip07003-3643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2A
Legal Description33 X 150
Legal Block518
Legal Lot Number13
JurisdictionESSEX NJ
Township / Civil DivisionBLOOMFIELD
Census Block Group2
Census Block2002
Census Tract15400

Owner

Source: Essex County and Bloomfield Township records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address224 SPRUCE ST, BLOOMFIELD, NJ 07003-3643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Sep 12, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2017 · Amount on Record
Deed SaleJun 27, 2017 · Amount on Record
Prior SaleAug 16, 1991 · Amount on Record
Deed Document Number201755800
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Recording DateOct 6, 2026
Property Address224 SPRUCE ST, BLOOMFIELD, NJ 07003-3643
Document Number0000065450
Instrument DateSep 29, 2026
Instrument202665450
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyROCKET CLOSE LLC-RESIDENTIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 SPRUCE ST, BLOOMFIELD, NJ 07003-3643

Mortgage

Document Number0000065450,
DateOct 6, 2026
Instrument202665450
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.38%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address224 SPRUCE ST, BLOOMFIELD, NJ 07003-3643
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyUNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057885
DateSep 12, 2025
Instrument2025057885
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2045

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionBloomfield Township
Unified School DistrictBloomfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$354,900 (-) Land $143,800 Building $211,100$354,900 (-) Land $143,800 Building $211,100
2025$12,382.00 (+2.86%)$354,900 (-) Land $143,800 Building $211,100$354,900 (-) Land $143,800 Building $211,100
2024$12,038.00 (+5.94%)
2023$354,900 (-) Land $143,800 Building $211,100$354,900 (-) Land $143,800 Building $211,100
2022$11,363.00 (+1.87%)$354,900 Land $143,800 Building $211,100$354,900 Land $143,800 Building $211,100
2021$11,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMFIELD WATER DEPARTMENT
serves 53,315 people · EPA ID NJ0702001
Water SourcePurchased surface water from NEWARK WATER DEPARTMENT
Last State InspectionSep 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2024
Treatment failure
resolved · Nov 2020
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jul 2022
Lead service line replacement
Jan 2022
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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