Georgetown County property record for 228 Smith St, Georgetown, SC 29440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,279 sqft · built 1938 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $270,000 (Feb 2017) |
| Tax Bill | $2,938 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Sep 2021 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0500330156.00.00 |
| Primary APN | 0500330156.00.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,279 sqft Living Area |
| Gross Area | 2,291 sqft |
| 1st Floor Area | 1,319 sqft |
| 2nd Floor Area | 960 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 23157 |
|---|---|
| Street Address | 228 SMITH ST |
| City | GEORGETOWN |
| State | SC |
| Zip | 29440-3774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12& PT 13 SMITH & STAMPER; PLT 2559-256;PLT 2969-337 |
| Legal Subdivision | LANDS/ADA R STAMPER |
| Legal Lot Number | 12 |
| Jurisdiction | GEORGETOWN SC |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 920302 |
Source: Georgetown County records · APN 0500330156.00.00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 228 SMITH ST, GEORGETOWN, SC 29440-3774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 26, 2020 | Deed of Trust, Mortgage · Line of Credit ANDERSON BROTHERS BANK |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ANDERSON BROTHERS BANK |
| Jun 17, 2021 | Intrafamily Transfer, Transfer |
| May 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ANDERSON BROTHERS BK |
| Feb 07, 2017 | Warranty Deed, Transfer · Conventional Mortgage ANDERSON BROTHERS BANK |
| Feb 07, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 07, 2017 · Amount on Record |
| Deed Sale | Feb 07, 2017 · Amount on Record |
| Prior Sale | May 12, 2015 · Amount on Record |
| Deed Document Number | 20171294 |
| Deed Book / Page | 2969 / 343 |
| Last Transfer Date | Jun 08, 2021 |
| Transfer Doc | 04151/0435 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 228 SMITH ST, GEORGETOWN, SC 29440-3774 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03709/0293 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 3709/293 |
| Instrument | 202000001988 |
| Name | ANDERSON BROTHERS BANK |
|---|---|
| Type | Bank |
| Address | MULLINS, SC 29574 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 228 SMITH ST, GEORGETOWN, SC 29440-3774 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 04212/0311 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 4212/311 |
| Instrument | 202100014075 |
| Name | ANDERSON BROTHERS BANK |
|---|---|
| Type | Bank |
| Address | MULLINS, SC 29574 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Jun 17, 2021 |
| Property Address | 228 SMITH ST, GEORGETOWN, SC 29440-3774 |
| Document Number | 04151/0435 |
| Book / Page | 4151 / 435 |
| Map Reference | MB 2969 PG 337 |
| Instrument Date | Jun 08, 2021 |
| Instrument | 202100009035 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 228 SMITH ST, GEORGETOWN, SC 29440-3774 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Property Address | 228 SMITH ST, GEORGETOWN, SC 29440-3774 |
| Document Number | 3512/0306 |
| Instrument Date | May 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 228 SMITH ST GEORGETOWN SC 294403774, GEORGETOWN, SC 29440-3774 |
| Document Number | 3512/0306 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 003512/000306 |
| Instrument | 4956 |
| Name | ANDERSON BROTHERS BK |
|---|---|
| Type | Bank |
| Address | MULLINS, SC 29574 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 16, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Feb 07, 2017 |
| Property Address | 228 SMITH ST, GEORGETOWN, SC 29440-3774 |
| Document Number | 02969/0343 |
| Book / Page | 2969 / 343 |
| Map Reference | MB2969 PG337 |
| Instrument Date | Feb 07, 2017 |
| Instrument | 201700001294 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $999.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 228 SMITH ST, GEORGETOWN, SC 29440-3774 |
| Document Number | 0002969349 |
|---|---|
| Date | Feb 07, 2017 |
| Instrument | 2969/349 |
| Name | ANDERSON BROTHERS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 15, 2022 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEORGETOWN SC |
| Recording Date | Feb 07, 2017 |
| Property Address | 228 SMITH ST, GEORGETOWN, SC 29440-3774 |
| Document Number | 2969/0338 |
| Book / Page | 002969 / 000338 |
| Instrument Date | Jan 24, 2017 |
| Instrument | 1293 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 548 MCDOWELL RD WINSTON SALEM NC 271078739, WINSTON SALEM, NC 27107-8739 |
Source: Georgetown County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Georgetown County |
| Municipality | Georgetown City |
| Unified School District | Georgetown County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,938.00 (+14.54%) | $12,742 (+15%) Land $4,928 Building $7,814 | $407,200 (+47%) Land $157,500 Building $249,700 |
| 2023 | $2,565.00 (+9.43%) | $11,080 (-) Land $3,600 Building $7,480 | $277,000 (-) Land $90,000 Building $187,000 |
| 2022 | $2,344.00 | $11,080 Land $3,600 Building $7,480 | $277,000 Land $90,000 Building $187,000 |
Source: FEMA National Flood Hazard Layer, Georgetown County (45043C), as of June 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450439203021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 188 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 188 in force |
| Nearby Flood Claims | 268 (1979–2025) |
| Claims Outside the SFHA | 45 of 268 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Georgetown Historic District listed 1971 · 48 contributing resources · NRIS 71000781 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Horry Telephone Cooperative Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 173 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC2210001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GEORGETOWN serves 9,092 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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