224 Smith St, Georgetown, SC 29440 Property Records

Georgetown County property record for 224 Smith St, Georgetown, SC 29440 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,512 sqft · built 1940
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$1,264 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Jun 2019 Line of Credit
Flood ZoneZone AE (high risk)
APN0500330154.00.00

Property Details

APN / Parcel Number

Primary APN0500330154.00.00
Alternative APNs
  • 05-0033-154-00-00
  • 23155

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeBrick
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
PorchOpen Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number23155
Old Parcel Number0500330154.00.00
Street Address224 SMITH ST
CityGEORGETOWN
StateSC
Zip29440-3774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#14 STAMPER & SMITH
Legal SubdivisionSTAMPER & SMITH
Legal Lot Number14
JurisdictionGEORGETOWN SC
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1016
Census Tract920302

Owner

Source: Georgetown County records · APN 0500330154.00.00

Assessment roll updated September 13, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address224 SMITH ST, GEORGETOWN, SC 29440-3774
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2019Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BK & TR CO
Jun 19, 2019Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 01, 1993
Deed SaleJan 01, 1993
Deed Document Number0000502251
Record UpdatedJun 08, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address224 SMITH ST, GEORGETOWN, SC 29440-3774
Document Number3540/0347
Instrument DateJun 19, 2019
Transaction TypeMortgage
Record UpdatedJul 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 SMITH ST GEORGETOWN SC 294403774, GEORGETOWN, SC 29440-3774

Mortgage

Document Number3540/0347
DateJun 25, 2019
Book Page003540/000347
Instrument6440
Lender
NameFIRST CITIZENS BK & TR CO
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 24, 2044
Interest
Rate TypeAdjustable Rate

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEORGETOWN SC
Property Address224 SMITH ST, GEORGETOWN, SC 29440-3774
Document Number3540/0340
Instrument DateJun 19, 2019
Transaction TypeMortgage
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 SMITH ST GEORGETOWN SC 294403774, GEORGETOWN, SC 29440-3774

Mortgage

Document Number3540/0340
DateJun 19, 2019
Book Page003540/000340
Instrument6440
Lender
NameFIRST CITIZENS BK
TypeBank
AddressRALEIGH, NC 27611-6592
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 18, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Georgetown County records · Assessment roll updated September 13, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyGeorgetown County
MunicipalityGeorgetown City
Unified School DistrictGeorgetown County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,264.00 (-9.13%)$7,374 (+14.99%) Land $3,857 Building $3,517$301,100 (+52.07%) Land $157,500 Building $143,600
2023$1,391.00 (+45.05%)$6,413 (-) Land $2,915 Building $3,498$198,000 (-) Land $90,000 Building $108,000
2022$959.00$6,413 Land $2,915 Building $3,498$198,000 Land $90,000 Building $108,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Georgetown County (45043C), updated June 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450439203021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 188 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies188 in force
Nearby Flood Claims268 (1979–2025)
Claims Outside the SFHA45 of 268
Most Recent ClaimOct 2025, rainfall accumulation
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 33 claims
  • Severe Storms And Flooding, Oct 2015 · 43 claims
  • Hurricane Hugo, Sep 1989 · 46 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of South Carolina
Wildfire LikelihoodAbout 1 in 3,448 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Georgetown Historic District
listed 1971 · 48 contributing resources · NRIS 71000781

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 173 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Horry Telephone CooperativeCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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