228 S Centennial Rd, Coldwater, MI 49036 Property Records

Branch County property record for 228 S Centennial Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Lot Size	1.83 acres (79,715 sqft)
Owner	Individual Name on File
Tax Bill	$3,036 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`110-010-200-001-03`

Property Details

APN / Parcel Number

Primary APN	`110-010-200-001-03`

Exterior

Lot Area	79,715 sqft (1.83 acres)

Location & Zoning

Street Address	228 S CENTENNIAL RD
City	COLDWATER
State	MI
Zip	49036-9452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 1242.63 FT N OF E 1/4 POST, TH N 88DEG 40MIN W 200 FT, TH N 250 FT, TH S 88DEG 40MIN E 200 FT TOE SEC LI, TH S 250 FT TO
Legal Range	06W
Legal Township	07S
Legal Section	10
Jurisdiction	BRANCH MI
Township / Civil Division	OVID
Census Block Group	1
Census Block	1006
Census Tract	951000

Owner

228 S Centennial Rd is owned and occupied by an individual.

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	228 S CENTENNIAL RD, COLDWATER, MI 49036-9452
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	228 S CENTENNIAL RD, COLDWATER, MI 49036-9452
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 S CENTENNIAL RD, COLDWATER, MI 49036-9452

Mortgage

Document Number	202108763
Date	Nov 24, 2021
Instrument	2021-08763

Lender

Name	BLUEOX CU
Type	Credit Union
Address	BATTLE CREEK, MI 49015

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 228 S Centennial Rd was $3,036, up 2.6% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Ovid Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,394 (+1.23%)	$308,788 (+1.23%)
2025	$3,036.00 (+2.64%)	$152,524	$305,048
2024	$2,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 S Centennial Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 S Centennial Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Lakeland Internet Fixed Wireless	100 / 20