Branch County property record for 221 S Centennial Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 20.9 acres (910,404 sqft) |
| Owner | Trust Name on File |
| Last Sale | $294,000 (May 2013) |
| Tax Bill | $5,013 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-011-100-001-99 |
| Primary APN | 110-011-100-001-99 |
|---|
| Lot Area | 910,404 sqft (20.9 acres) |
|---|
| Street Address | 221 S CENTENNIAL RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PART OF N 1/2 OF NW 1/4 OF SEC 11 DESC AS BEG AT NW COR OF SD SEC 11 AND RUNNING TH S 00DEG 10MIN 22SEC W 1321.26 FT ALG W |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 11 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 951000 |
221 S Centennial Rd is owner-occupied and held in a trust since March 2019.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 221 S CENTENNIAL RD, COLDWATER, MI 49036-9452 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST |
| Mar 20, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 3, 2013 · Amount on File |
| Deed Sale | May 3, 2013 · Amount on File |
| Deed Document Number | 20133556 |
| Last Transfer Date | Mar 13, 2019 |
| Transfer Doc | 201901395 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 221 S CENTENNIAL RD, COLDWATER, MI 49036-9452 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202401247 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2024-01247 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 15, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 20, 2019 |
| Property Address | 221 S CENTENNIAL RD, COLDWATER, MI 49036-9452 |
| Document Number | 201901395 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 2019-01395 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 221 S CENTENNIAL RD, COLDWATER, MI 49036-9452 |
The 2025 property tax bill for 221 S Centennial Rd was $5,013, up 2.6% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,199 (+1.43%) | $470,398 (+1.43%) | |
| 2025 | $5,013.00 (+2.62%) | $231,876 | $463,752 |
| 2024 | $4,885.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 S Centennial Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 S Centennial Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
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