228 Roops Mill Rd, Westminster, MD 21158 Property Records

Carroll County property record for 228 Roops Mill Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,376 sqft · built 2023
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,274 (2026)
Deeds & Mortgages	Jun 2022 Construction Loan
APN	`02-433934`

Property Details

APN / Parcel Number

Primary APN	`02-433934`
Alternative APN	`433934`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,376 sqft Total Area
1st Floor Area	160 sqft
Utility Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	880 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	433934
Street Address	228 ROOPS MILL RD
City	WESTMINSTER
State	MD
Zip	21158-4157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	OC #1 - 2.00 ACS 228 ROOPS MILL RD CONS EASEMENT 6398/234
Legal Lot Number	OC#1
Jurisdiction	CARROLL MD
Township / Civil Division	11, NEW WINDSOR
Census Block Group	1
Census Block	1000
Census Tract	511000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 ROOPS MILL RD, WESTMINSTER, MD 21158-4157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	228 ROOPS MILL RD, WESTMINSTER, MD 21158-4157
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107920318
Date	Jun 6, 2022
Book Page	10792/318

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2037
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	1-Year CMT
Margin	3
Max Rate	10.3%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,274.00 (+2.49%) Homeowner's exemption	$863,200 (+26.61%) Land $125,500 Building $737,700	$863,200 (+26.61%) Land $125,500 Building $737,700
2025	$9,049.00 (+17.46%) Homeowner's exemption
2023	$7,704.00	$681,800 Land $125,500 Building $556,300	$681,800 Land $125,500 Building $556,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.