Carroll County property record for 224 Roops Mill Rd, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,941 sqft · built 2016 |
| Lot Size | 2.99 acres (130,549 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $70,000 (Jan 2016) |
| Tax Bill | $5,379 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-019846 |
| Primary APN | 11-019846 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,941 sqft Total Area |
| Basement Area | 789 sqft |
| Finished Basement | 789 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 130,549 sqft (2.99 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Deck Area | 220 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 019846 |
|---|---|
| Street Address | 224 ROOPS MILL RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT. 2.9973 ACS SS ROOPS MILL RD E/S JOHN HYDE RD |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 11, NEW WINDSOR |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 511000 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 224 ROOPS MILL RD, WESTMINSTER, MD 21158-4157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Line of Credit NATIONWIDE MORTGAGE BANKERS INC |
| Oct 10, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2016 · Amount on Record |
| Deed Sale | Jan 28, 2016 · Amount on Record |
| Deed Book / Page | 8210 / 387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 224 ROOPS MILL RD, WESTMINSTER, MD 21158-4157 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0116940498 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 11694/498 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 10, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 224 ROOPS MILL RD, WESTMINSTER, MD 21158-4157 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094410167 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 9441/0167 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,379.00 (+13.55%) | $480,367 (+13.55%) | $537,700 (-) Land $149,900 Building $387,800 |
| 2025 | $4,737.00 (+15.14%) | $423,033 (+16.18%) | $537,700 (+47.03%) Land $149,900 Building $387,800 |
| 2023 | $4,114.00 | $364,133 | $365,700 Land $149,900 Building $215,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Quantum Internet & Telephone Fiber | 2,000 / 2,000 |
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