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228 Rector Ave, Findlay, OH 45840 Property Records

Hancock County property record for 228 Rector Ave, Findlay, OH 45840 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1950
Square Footage1,280 sqft Living Area
Lot Size6,752 sqft (0.155 acres)
OccupancyOwner Occupied
Last Sale$132,000 (2020)
Tax Bill$1,685.00 (2025)

Property Details

APN / Parcel Number

Primary APN1010-121-09-034.000
Alternative APN
  • 600000298730

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms8 Rooms
Building Area1,280 sqft Living Area
1st Floor1,024 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area6,752 sqft (0.155 acres)
Depth X Width135 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area414 sqft Garage

Exterior Amenities

Balcony Area64 sqft Balcony
Deck Area176 sqft Deck
Patio Area176 sqft Patio
Porch Area40 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address228 RECTOR AVE
CityFINDLAY
StateOH
Zip45840-3860
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSTEPHENSON HILL ADD LOT 12652
Legal SubdivisionSTEPHENSON HILL ADD
Legal Lot Number12652
JurisdictionHANCOCK OH
Minor Civil DivisionFINDLAY
Census Blockgroup7
Census Block7004
Census Tract400

Owner

Source: Hancock County records · APN 1010-121-09-034.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address228 RECTOR AVE, FINDLAY, OH 45840-3860
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NONE LISTED ON DOCUMENT
Dec 29, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 29, 2020 · Amount on Record
Deed SaleDec 29, 2020 · Amount on Record
Prior SaleSep 01, 2006 · Amount on Record
Deed Doc Number202013362
Deed Book / Page2577 / 208
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Recording DateJul 21, 2026
Property Address228 RECTOR AVE, FINDLAY, OH 45840-3860
Document Number0000005451
Book / Page2631 / 1268
Instrument DateMay 18, 2026
Instrument20265451
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 RECTOR AVE, FINDLAY, OH 45840-3860
InvestorPossibly a Property Investor

Mortgage

Document Number0000005451,
DateJul 21, 2026
Book Page2631/1268
Instrument20265451
Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term294 Months
DueJan 01, 2051
Interest
Rate6.3%
Max Rate-1%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateDec 29, 2020
Property Address228 RECTOR AVE, FINDLAY, OH 45840-3860
Document Number002577/208
Book / Page2577 / 208
Instrument DateDec 17, 2020
Instrument202000013362
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyGOLDEN KEY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 RECTOR AVE, FINDLAY, OH 45840-3860

Mortgage

Document Number202000013363
DateDec 29, 2020
Instrument202000013363
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,685.00 (+2.68%)$54,980 (+19.16%) Land $5,940 Building $49,040$157,060 (+19.15%) Land $16,960 Building $140,100
2023$1,641.00 Homeowner's exemption$46,140 Land $4,990 Building $41,150
2022$131,820 Land $14,250 Building $117,570

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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