228 Oak St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 228 Oak St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,420 sqft · built 1950
Lot Size0.233 acres (10,132 sqft)
OwnerIndividual Name on File
Tax Bill$7,048 (2025)
Deeds & MortgagesSep 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN8-00000014

Property Details

APN / Parcel Number

Primary APN8-00000014
Alternative APN
  • NATI M:00000008 P:00000014

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,420 sqft Living Area
1st Floor Area1,330 sqft
Basement Area1,330 sqft
Unfinished Basement1,330 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,132 sqft (0.233 acres)
Parking Spaces1 Parking Space
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number8-00000014
Street Address228 OAK ST
CityNATICK
StateMA
Zip01760-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group3
Census Block3000
Census Tract382100

Owner

228 Oak St is owned and occupied by an individual who acquired it in November 2013.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of RecordIndividual Name on File
Mailing Address228 OAK ST, NATICK, MA 01760-1307
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2013
Deed SaleNov 25, 2013
Prior SaleAug 23, 2013 · Amount on File
Deed Book / Page62976 / 168
Record UpdatedJun 8, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address228 OAK ST, NATICK, MA 01760-1307
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number083196-440
DateSep 3, 2024
Book Page83196/440
Instrument99243
Lender
NameDIRECT CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueOct 1, 2054
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 228 Oak St was $7,048, up 3.7% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,048.00 (+3.68%)$589,300 (+6.28%) Land $382,800 Building $206,500$815,480
2024$6,798.00 (-0.09%)$554,500 (+3.01%) Land $360,200 Building $194,300
2023$6,804.00$538,300 Land $346,700 Building $191,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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