226 Oak St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 226 Oak St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,036 sqft · built 1950
Lot Size0.232 acres (10,102 sqft)
OwnerIndividual Name on Record
Last Sale$520,000 (May 2017)
Tax Bill$74 (2025)
Deeds & MortgagesDec 2020 Refinance
May 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8-00000013

Property Details

APN / Parcel Number

Primary APN8-00000013
Alternative APN
  • NATI M:00000008 P:00000013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,036 sqft Living Area
1st Floor Area588 sqft
Basement Area588 sqft
Unfinished Basement588 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2017
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,102 sqft (0.232 acres)
Garage TypeAttached
Parking Spaces1 Parking Space
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number8-00000013
Street Address226 OAK ST
CityNATICK
StateMA
Zip01760-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group3
Census Block3000
Census Tract382100

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address226 OAK ST, NATICK, MA 01760-1307
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FLAGSTAR BANK FSB
May 25, 2017Quit Claim Deed, Transfer · Conventional Mortgage
PHH HM LNS
Feb 2, 2017Quit Claim Deed, Transfer
DOMINION FNCL SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 25, 2017 · Amount on Record
Deed SaleMay 25, 2017 · Amount on Record
Prior SaleFeb 2, 2017 · Amount on Record
Deed Book / Page69335 / 323
Transfer Doc069335-323
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address226 OAK ST, NATICK, MA 01760-1307
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76551-170
DateDec 28, 2020
Book Page76551/170
Instrument249735
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJan 1, 2050

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateMay 25, 2017
Property Address226 OAK ST, NATICK, MA 01760-1307
Document Number69335-323
Book / Page069335 / 000323
Instrument DateMay 22, 2017
Instrument77901
Transaction TypeTransfer
Record UpdatedJun 13, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,371.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address226 OAK ST NATICK MA 017601307, NATICK, MA 01760-1307

Mortgage

Document Number69335-327
DateMay 25, 2017
Book Page069335/000327
Instrument77902
Lender
NamePHH HM LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 24, 2047

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateFeb 2, 2017
Property Address226 OAK ST, NATICK, MA 01760-1307
Document Number68851-369
Book / Page68851 / 369
Instrument18894
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$42.09
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number688510372
DateFeb 2, 2017
Instrument68851/0372
Lender
NameDOMINION FNCL SVCS
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$74.00 (-98.96%)$622,800 (+6.83%) Land $382,700 Building $240,100$736,155
2024$7,148.00 (-0.33%)$583,000 (+2.75%) Land $360,200 Building $222,800
2023$7,172.00$567,400 Land $346,700 Building $220,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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