Madison County property record for 228 NW Fourth St, Flora, MS 39071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,880 sqft · built 1968 |
| Lot Size | 0.389 acres (16,943 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,304 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Sep 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051C-08D-039 |
| Primary APN | 051C-08D-039 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,880 sqft Adjusted Area |
| Gross Area | 1,834 sqft |
| 1st Floor Area | 1,834 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,943 sqft (0.389 acres) |
| Cooling System | Central |
|---|
| Account Number | 274 |
|---|---|
| Street Address | 228 NW FOURTH ST |
| City | FLORA |
| State | MS |
| Zip | 39071-9762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 1 LESS 45 FT GADDIS ADD 1 1 |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 08 |
| Legal Subdivision | GADDIS ADDITION BL 1 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 30302 |
228 NW Fourth St is owned by a company that acquired it in September 2019.
Source: Madison County records, as of December 2, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 150 CEDAR WOODS CV, MADISON, MS 39110-6504 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| Sep 23, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 5, 2017 | Quit Claim Deed, Mortgage KYLE L HARRIS |
| Apr 10, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2019 |
| Deed Sale | Sep 23, 2019 |
| Prior Sale | Dec 5, 2017 · Amount on File |
| Deed Document Number | 2019873096 |
| Deed Book / Page | 3768 / 126 |
| Prior Transfer Date | Sep 5, 2019 |
| Prior Transfer Doc | 003768/126 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 228 NW FOURTH ST, FLORA, MS 39071-9762 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004387/205 |
|---|---|
| Date | Nov 14, 2023 |
| Book Page | 4387/205 |
| Instrument | 994783 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Oct 15, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Sep 23, 2019 |
| Property Address | 228 NW FOURTH ST, FLORA, MS 39071-9762 |
| Document Number | 0000873096 |
| Book / Page | 003768 / 000126 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 873096 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 150 CEDAR WOCDS CV MADISON MS 39110, MADISON, MS 39110 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 5, 2017 |
| Property Address | 228 NW FOURTH ST, FLORA, MS 39071-9762 |
| Document Number | 0000829299 |
| Book / Page | 003550 / 000217 |
| Instrument Date | Nov 27, 2017 |
| Instrument | 829299 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 245 FLORA MS 390710245, FLORA, MS 39071-0245 |
| Document Number | 829300 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 003550/000220 |
| Instrument | 829300 |
| Name | KYLE L HARRIS |
|---|---|
| Address | PO BOX 130, FLORA, MS 39071-0130 |
| Amount | Amount on Record |
|---|---|
| Term | 84 Months |
| Due | Dec 4, 2024 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 10, 2017 |
| Property Address | 228 NW FOURTH ST, FLORA, MS 39071-9762 |
| Document Number | 0000810342 |
| Book / Page | 003465 / 000810 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 810342 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2778 W JACKSON ST TUPELO MS 388010306, TUPELO, MS 38801-0306 |
The 2025 property tax bill for 228 NW Fourth St was $1,304.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,304.00 | $10,673 | $71,150 Land $28,000 Building $43,150 |
| 2024 | $1,304.00 | ||
| 2023 | $1,304.00 | $10,673 | $71,150 Land $28,000 Building $43,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 NW Fourth St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 NW Fourth St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| NETSPEEDMS Fixed Wireless | 499 / 285 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures