226 NW Fourth St, Flora, MS 39071 Property Records

Madison County property record for 226 NW Fourth St, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,026 sqft · built 1966
Lot Size	0.375 acres (16,367 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Nov 2020)
Tax Bill	$764 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051C-08D-040`

Property Details

APN / Parcel Number

Primary APN	`051C-08D-040`
Alternative APNs	`051C-08D-040/00.00` `275`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,026 sqft Adjusted Area
Gross Area	1,731 sqft
1st Floor Area	1,731 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,367 sqft (0.375 acres)
Deck Area	625 sqft
Patio Area	625 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	275
Street Address	226 NW FOURTH ST
City	FLORA
State	MS
Zip	39071-9762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45 FT OFF S/S LOT 1 & 40 FT OFF N/S LOT 2 GADDIS ADDITION 1 & 2
Legal Range	01W
Legal Township	08N
Legal Section	08
Legal Subdivision	GADDIS ADDITION BL 1
Legal Lot Number	1,40,2
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2028
Census Tract	30302

Owner

226 NW Fourth St is owned and occupied by an individual who bought it in November 2020.

Source: Madison County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	226 NW FOURTH ST, FLORA, MS 39071-9762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Deed Document Number	2020910798
Deed Book / Page	3945 / 898
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	3945/898
Record Updated	Jun 8, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Nov 16, 2020
Property Address	226 NW FOURTH ST, FLORA, MS 39071-9762
Document Number	0000910798
Book / Page	003945 / 000898
Instrument Date	Nov 13, 2020
Instrument	910798
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	BENCHMARK TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 NW FOURTH ST FLORA MS 390719762, FLORA, MS 39071-9762

Mortgage

Document Number	910746
Date	Nov 16, 2020
Book Page	003945/000598
Instrument	910746

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 226 NW Fourth St was $764 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Flora Town
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$764.00 Homeowner's exemption	$8,706	$87,060 Land $28,000 Building $59,060
2024	$764.00
2023	$764.00 Homeowner's exemption	$8,706	$87,060 Land $28,000 Building $59,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 226 NW Fourth St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1984–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 NW Fourth St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	499 / 285