228 Martin Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 228 Martin Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,679 sqft · built 1932
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on File
Last Sale	$439,000 (Mar 1998)
Tax Bill	$9,455 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-232-09`

Property Details

APN / Parcel Number

Primary APN	`042-232-09`
Alternative APN	`042-232-09-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,679 sqft Living Area
Gross Area	1,910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Wood
Roof Material	Tile
Lot Area	7,275 sqft (0.167 acres)
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	228 MARTIN DR
City	APTOS
State	CA
Zip	95003-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-4
Legal Description	BLK 68 LOT 11
Legal Subdivision	APTOS BEACH CNTRY CLUB 06
Legal Block	68
Legal Lot Number	11
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3007
Census Tract	122205

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	228 MARTIN DR, APTOS, CA 95003-4605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage NATIONWIDE EQNITIES CORPORATION
Apr 24, 2019	Deed of Trust, Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 11, 1998 · Amount on Record
Deed Sale	Mar 11, 1998 · Amount on Record
Prior Sale	Jul 7, 1997 · Amount on Record
Deed Document Number	199812131
Last Transfer Date	Dec 29, 2021
Transfer Doc	0000002037
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 21, 2022
Property Address	228 MARTIN DR, APTOS, CA 95003-4605
Document Number	0000002037
Map Reference	MB 23 PG 35
Instrument Date	Dec 29, 2021
Instrument	2022-0002037
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 MARTIN DR, APTOS, CA 95003-4605

Mortgage

Document Number	0000002038
Date	Jan 21, 2022
Instrument	2022-0002038

Lender

Name	NATIONWIDE EQNITIES CORPORATION
Type	Non-Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	228 MARTIN DR, APTOS, CA 95003-4605
Document Number	0000011454
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	FNC TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	228 MARTIN DR APTOS CA 950034605, APTOS, CA 95003-4605

Mortgage

Document Number	0000011454
Date	May 1, 2019
Instrument	11454

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVE # 3RD, ORANGE, CA 92868-1638

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$715,005 (+2%) Land $480,472 Building $234,533
2025	$9,455.00 (+10.58%) Homeowner's exemption	$700,985 (+4.04%) Land $471,051 Building $229,934
2023	$8,550.00 (+2.36%) Homeowner's exemption	$673,764 Land $452,759 Building $221,005	$1,415,430
2022	$8,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	7 (2023)
Most Recent Claim	Sep 2023 · tidal / storm surge
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio Internet, Etheric Communications, LLC., T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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