222 Martin Dr, #A, Aptos, CA 95003 Property Records

Santa Cruz County property record for 222 Martin Dr, #A, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,446 sqft · built 1964
Lot Size0.114 acres (4,966 sqft)
OwnerIndividual Name on File
Last Sale$800,000 (Jul 2017)
Tax Bill$13,055 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN042-232-06

Property Details

APN / Parcel Number

Primary APN042-232-06
Alternative APN
  • 042-232-06-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,446 sqft Living Area
Gross Area1,661 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1997
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,966 sqft (0.114 acres)
Garage TypeAttached
Garage Area215 sqft
Parking Spaces1 Parking Space
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address222 MARTIN DR, A
CityAPTOS
StateCA
Zip95003-4605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-4
Legal SubdivisionAPTOS BEACH CC PROPS 06
Legal Block68
Legal Lot Number8
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3007
Census Tract122205

Owner

222 Martin Dr, #A is owned by an individual who bought it in July 2017.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordIndividual Name on File
Mailing Address222 MARTIN DR, APTOS, CA 95003-4605
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Deed of Trust, Mortgage · Line of Credit
FREMONT BANK
Aug 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Jul 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Jul 5, 2017Grant Deed, Transfer · ARM
MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2017 · Amount on File
Deed SaleJul 5, 2017 · Amount on File
Prior SaleMay 21, 2003 · Amount on File
Deed Document Number201721854
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address222 MARTIN DR, APTOS, CA 95003-4605
Transaction TypeMortgage
Record UpdatedJan 12, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 MARTIN DR, APTOS, CA 95003-4605

Mortgage

Document Number0000062691
DateDec 30, 2021
Instrument2021-0062691
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 20, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address222 MARTIN DR, APTOS, CA 95003-4605
Transaction TypeMortgage
Record UpdatedSep 7, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 MARTIN DR, APTOS, CA 95003-4605

Mortgage

Document Number0000044369
DateAug 26, 2021
Instrument2021-0044369
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address222 MARTIN DR, APTOS, CA 95003-4605
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024486
DateJul 8, 2020
Instrument2020-0024486
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 5, 2017
Property Address222 MARTIN DR, APTOS, CA 95003-4605
Document Number0000021854
Map ReferenceMB23 PG35
Instrument DateJun 8, 2017
Instrument2017-0021854
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address111 MARTIN DR, APTOS, CA 95003

Mortgage

Document Number0000021855
DateJul 5, 2017
Instrument2017-0021855
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateJul 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 222 Martin Dr, #A was $13,055.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$928,469 (+2%) Land $649,928 Building $278,541
2025$13,055.00$910,263 Land $637,184 Building $273,079
2023$11,800.00 (+2.53%)$874,917 Land $612,442 Building $262,475$926,190
2022$11,509.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 222 Martin Dr, #A in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 63 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims7 (2023)
Most Recent ClaimSep 2023 · tidal / storm surge
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 222 Martin Dr, #A is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 712 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surfnet Communications
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Cruzio, Etheric Networks, T-Mobile, Verizon.

Nearby Properties on Martin Dr

Nearby Streets

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