226 Irwin St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 226 Irwin St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 1900
Lot Size	0.063 acres (2,744 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2021)
Tax Bill	$5,596 (2025)
Deeds & Mortgages	Feb 2026 Transfer Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-01308-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`19-01308-0000-00039`
Alternative APNs	`190130800039` `05004120` `2415`

Interior

Stories	2 Stories
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	2,744 sqft (0.063 acres)
Lot Dimensions	107 ft deep x 25 ft wide

Location & Zoning

Account Number	2415
Street Address	226 IRWIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	PHILLIPSBURG
Legal Block	1308
Legal Lot Number	39
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2014
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

226 Irwin St is owned by an individual who bought it in October 2021.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	385 LITTLE EAST NECK RD S, BABYLON, NY 11702-3205
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Intrafamily Transfer, Transfer
Oct 13, 2021	Deed, Transfer · FHA Mortgage NEW JERSEY LENDERS CORP
Jul 20, 2017	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	Jul 20, 2017 · Amount on File
Deed Document Number	2021563162
Deed Book / Page	3204 / 58
Prior Transfer Date	Aug 28, 2010
Prior Transfer Doc	2343/294
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN NJ
Recording Date	Feb 9, 2026
Property Address	226 IRWIN ST, PHILLIPSBURG, NJ 08865-2440
Document Number	003554/269
Book / Page	3554 / 269
Instrument Date	Feb 9, 2026
Instrument	2026-632727
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	457 HIGHLAND AVENUE # AVE5L, AVE5L, ORANGE, NJ 07050-2370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 LITTLE EAST NECK RD S, BABYLON, NY 11702-3205

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Oct 13, 2021
Property Address	226 IRWIN ST, PHILLIPSBURG, NJ 08865-2440
Document Number	3204/58
Book / Page	3204 / 58
Instrument Date	Sep 28, 2021
Instrument	2021-563162
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	SURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	116 EAGLESMERE CIR APT 10, 116, EAST STROUDSBURG, PA 18301-3171

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	226 IRWIN ST, PHILLIPSBURG, NJ 08865-2440

Mortgage

Document Number	2021563163
Date	Oct 13, 2021
Instrument	2021-563163

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jul 20, 2017
Property Address	226 IRWIN ST, PHILLIPSBURG, NJ 08865-2440
Document Number	0000478175
Book / Page	002778 / 000119
Instrument Date	Jun 27, 2017
Instrument	478175
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	TITLE MATTERS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 IRWIN ST PHILLIPSBURG NJ 088652440, PHILLIPSBURG, NJ 08865-2440

Mortgage

Document Number	478176
Date	Jul 20, 2017
Book Page	006469/000088
Instrument	478176

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 226 Irwin St was $5,596, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,700 (-) Land $25,800 Building $93,900	$119,700 (-) Land $25,800 Building $93,900
2025	$5,596.00 (+2.87%)	$119,700 Land $25,800 Building $93,900	$119,700 Land $25,800 Building $93,900
2024	$5,440.00
2023		$119,700 Land $25,800 Building $93,900	$119,700 Land $25,800 Building $93,900
2022	$4,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 Irwin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 226 Irwin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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