Frederick County property record for 228 Hackberry Dr, Stephens City, VA 22655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1986 |
| Lot Size | 0.28 acres (12,164 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $230,000 (Dec 2021) |
| Tax Bill | $1,430 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 75B14-1-11 |
| Primary APN | 75B14-1-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,728 sqft |
| 1st Floor Area | 1,144 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,164 sqft (0.28 acres) |
| Patio Area | 504 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8028409 |
|---|---|
| Street Address | 228 HACKBERRY DR |
| City | STEPHENS CITY |
| State | VA |
| Zip | 22655-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | THE VILLAGE AT LAKESIDE L11 S1 |
| Legal Subdivision | THE VILLAGE |
| Legal Lot Number | 11 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 50807 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 228 HACKBERRY DR, STEPHENS CITY, VA 22655-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORPORATION |
| Sep 8, 2017 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FINANCIAL CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Sep 8, 2017 · Amount on Record |
| Deed Document Number | 202121078 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Dec 17, 2021 |
| Property Address | 228 HACKBERRY DR, STEPHENS CITY, VA 22655-2126 |
| Document Number | 0000021078 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 210021078 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | PREMIER TITLE AND ESCROW LLC, PRIME TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 HACKBERRY DR, STEPHENS CITY, VA 22655-2126 |
| Document Number | 0000021079 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | 210021079 |
| Name | HOMESPIRE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Sep 8, 2017 |
| Property Address | 228 HACKBERRY DR, STEPHENS CITY, VA 22655-2126 |
| Document Number | 0000009317 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 170009317 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 HACKBERRY DR, STEPHENS CITY, VA 22655-2126 |
| Document Number | 0000009318 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 170009318 |
| Name | NEW AMERICAN FINANCIAL CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000009319 |
|---|---|
| Date | Sep 8, 2017 |
| Instrument | 170009319 |
| Name | NEW AMERICAN FINANCIAL CORPORATION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,430.00 (+10.42%) | $269,740 Land $98,000 Building $171,740 | $269,740 Land $98,000 Building $171,740 |
| 2025 | $1,295.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
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