Frederick County property record for 225 Hackberry Dr, Stephens City, VA 22655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1985 |
| Lot Size | 0.25 acres (10,886 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,430 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75B14-1-30 |
| Primary APN | 75B14-1-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 2,728 sqft |
| 1st Floor Area | 1,144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,886 sqft (0.25 acres) |
| Garage Area | 224 sqft |
| Deck Area | 164 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8028430 |
|---|---|
| Street Address | 225 HACKBERRY DR |
| City | STEPHENS CITY |
| State | VA |
| Zip | 22655-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | THE VILLAGE AT LAKESIDE L30 S1 |
| Legal Subdivision | THE VILLAGE |
| Legal Lot Number | 30 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50807 |
225 Hackberry Dr is owned and occupied by an individual.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 HACKBERRY DR, STEPHENS CITY, VA 22655-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE |
| Oct 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESPIRE MORTGAGE CORPORATION |
| Mar 31, 2020 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF CLARKE COUNTY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Sep 30, 2026 |
| Property Address | 225 HACKBERRY DR, STEPHENS CITY, VA 22655-2124 |
| Document Number | 0000010341 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 202610341 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 225 HACKBERRY DR, STEPHENS CITY, VA 22655-2124 |
| Document Number | 0000010341, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202610341 |
| Name | GUARANTEED RATE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 225 HACKBERRY DR, STEPHENS CITY, VA 22655-2124 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2023 |
| Title Company | QUALITY TITLE INC, QUALITY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000009329 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 230009329 |
| Name | HOMESPIRE MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 225 HACKBERRY DR, STEPHENS CITY, VA 22655-2124 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003738 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 200003738 |
| Name | BANK OF CLARKE COUNTY |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2030 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 225 Hackberry Dr was $1,430, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,430.00 (+10.42%) | $269,840 Land $98,000 Building $171,840 | $269,840 Land $98,000 Building $171,840 |
| 2025 | $1,295.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 Hackberry Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 225 Hackberry Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
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