Scott County property record for 228 Gemini Trl, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,507 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-30-073.000 |
| Primary APN | 160-30-073.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Lot Area | 37,897 sqft (0.87 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 228 GEMINI TRL |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOONLAKE ESTATES |
| Legal Subdivision | MOONLAKE ESTATES |
| Legal Lot Number | 109 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | STAMPING GROUND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 40502 |
228 Gemini Trl is owned and occupied by two individuals who acquired it in October 2025.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 228 GEMINI TRL, GEORGETOWN, KY 40324-9588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Dec 11, 2025 | Intrafamily Transfer, Transfer · Line of Credit THE HELOC COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2025 |
| Transfer Doc | 00D462/633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 228 GEMINI TRL, GEORGETOWN, KY 40324-9588 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 228 GEMINI TRL, GEORGETOWN, KY 40324-9588 |
| Document Number | 0M1730/461 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | M1730/461 |
| Instrument | 468468 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 24, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 11, 2025 |
| Property Address | 228 GEMINI TRL, GEORGETOWN, KY 40324-9588 |
| Document Number | 00D462/633 |
| Book / Page | D462 / 633 |
| Map Reference | MB 1 PG M |
| Instrument Date | Oct 28, 2025 |
| Instrument | 565460 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 228 GEMINI TRL, GEORGETOWN, KY 40324-9588 |
| Document Number | 0000565803 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 565803 |
| Name | THE HELOC COMPANY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Oct 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 228 Gemini Trl was $1,507.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $169,300 (-) | $169,300 (-) | |
| 2025 | $1,507.00 | $169,300 | $169,300 |
| 2023 | $1,114.00 Homeowner's exemption | $169,300 Land $32,000 Building $137,300 | $169,300 Land $32,000 Building $137,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 Gemini Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 228 Gemini Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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